Mecklenburg County property record for 1906 Cherring Ln, Charlotte, NC 28262 · Last verified June 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,790 sqft · built 1985 |
| Lot Size | 0.393 acres (17,154 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jun 2010) |
| Tax Bill | $2,846 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-231-47 |
| Primary APN | 051-231-47 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Heated Area |
| Gross Area | 2,102 sqft |
| 1st Floor Area | 944 sqft |
| Upper Floors Area | 850 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 17,154 sqft (0.393 acres) |
| Garage Area | 308 sqft |
| Deck Area | 420 sqft |
| Patio Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 051-231-47 |
|---|---|
| Street Address | 1906 CHERRING LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28262-2679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L47 & P46 B1 M20-734 |
| Legal Subdivision | WEXFORD 01 |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5610 |
Source: Mecklenburg County records · APN 051-231-47
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1906 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Dec 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Mar 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2010 · Amount on Record |
| Deed Sale | Jun 10, 2010 · Amount on Record |
| Prior Sale | Jun 10, 2010 · Amount on Record |
| Deed Document Number | 0000066989 |
| Last Transfer Date | Oct 14, 2016 |
| Transfer Doc | 0000139404 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1906 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000047865 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 35789/448 |
| Instrument | 2021047865 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1906 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000245192 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 36928/228 |
| Instrument | 2021245192 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1906 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034058 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 33378/535 |
| Instrument | 2019034058 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1906 CHERRING LN, CHARLOTTE, NC 28262-2679 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000175920 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 34153/188 |
| Instrument | 2019175920 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2049 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190056102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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