19209 E 12th Ter Ct N, Independence, MO 64056 Property Records

Jackson County property record for 19209 E 12th Ter Ct N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,058 sqft · built 1981
Lot Size	0.279 acres (12,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$341,343 (Dec 2025)
Tax Bill	$2,603 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-510-15-09`

Property Details

APN / Parcel Number

Primary APN	`16-510-15-09`
Alternative APNs	`16-510-15-09-00-0-00-000` `16510150900000001` `737855`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,058 sqft Living Area
1st Floor Area	494 sqft
Basement Area	1,046 sqft
Flooring	Carpet

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,163 sqft (0.279 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	120 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	737855
Street Address	19209 E 12TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-1254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE VILLAGE 4TH LOT 178
Legal Subdivision	OSAGE VILLAGE 4TH PLAT
Legal Block	4
Legal Lot Number	178
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4003
Census Tract	17700

Owner

Source: Jackson County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19209 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Intrafamily Transfer, Transfer · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 21, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Aug 21, 2024 · Amount on Record
Deed Document Number	202594720
Prior Transfer Date	Apr 23, 2024
Prior Transfer Doc	0000024767
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Dec 22, 2025
Property Address	19209 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1254
Document Number	00E0094720
Instrument Date	Dec 12, 2025
Instrument	2025E0094720
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19209 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1254

Mortgage

Document Number	00E0094721
Date	Dec 22, 2025
Instrument	2025E0094721

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 21, 2018
Property Address	19209 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1254
Document Number	0000E43966
Instrument Date	Oct 27, 2017
Instrument	43966E
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1132 ASPEN DR LIBERTY MO 640687441, LIBERTY, MO 64068-7441

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,911 (-) Land $6,747 Building $25,164	$167,950 (-)
2025	$2,603.00 (-17.83%)	$31,911 (-20.02%) Land $6,747 Building $25,164	$167,950 (-20.02%)
2024	$3,168.00 (+0.48%)
2023	$3,153.00	$39,900 Land $6,821 Building $33,079	$210,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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