19110 E 12th Ter Ct N, Independence, MO 64056 Property Records

Jackson County property record for 19110 E 12th Ter Ct N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,132 sqft · built 1986
Lot Size	0.242 acres (10,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,600 (Mar 2019)
Tax Bill	$2,952 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-510-50-20`

Property Details

APN / Parcel Number

Primary APN	`16-510-50-20`
Alternative APNs	`16-510-50-20-00-0-00-000` `16510502000000001` `737989`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,132 sqft Living Area
1st Floor Area	480 sqft
Basement Area	1,056 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,527 sqft (0.242 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	737989
Street Address	19110 E 12TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE VILLAGE---LOT 223
Legal Subdivision	OSAGE VILLAGE
Legal Block	4
Legal Lot Number	223
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4013
Census Tract	17700

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19110 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Mar 4, 2019	Warranty Deed, Transfer · Line of Credit FLAT BR MTG
Mar 6, 2019	Correction Deed, Transfer ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO
Jan 10, 2018	Warranty Deed, Transfer · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2019 · Amount on Record
Deed Sale	Mar 6, 2019 · Amount on Record
Prior Sale	Mar 4, 2019
Deed Document Number	2019E15475
Prior Transfer Date	Mar 1, 2019
Prior Transfer Doc	0000E15475
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19110 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1256
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0119864
Date	Nov 1, 2021
Instrument	2021E0119864

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 4, 2019
Property Address	19110 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1256
Document Number	0000E14911
Instrument Date	Mar 1, 2019
Instrument	14911E
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19110 E 12TH TERRACE CT N INDEPENDENCE MO 640561256, INDEPENDENCE, MO 64056-1256

Mortgage

Document Number	E15399
Date	Mar 4, 2019
Instrument	15399E

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 6, 2019
Property Address	19110 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1256
Document Number	0000E15475
Instrument Date	Mar 1, 2019
Instrument	15475E
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19110 E 12TH TERRACE CT N INDEPENDENCE MO 640561256, INDEPENDENCE, MO 64056-1256

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 10, 2018
Property Address	19110 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1256
Document Number	0000E02778
Instrument Date	Jan 9, 2018
Instrument	2778E
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	CONTINENTAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19110 E 12TH TERRACE CT N INDEPENDENCE MO 640561256, INDEPENDENCE, MO 64056-1256

Mortgage

Document Number	E02779
Date	Jan 10, 2018
Instrument	2779E

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,184 (-) Land $6,559 Building $29,625	$190,440 (-)
2025	$2,952.00 (-13.07%)	$36,184 (-15.4%) Land $6,559 Building $29,625	$190,440 (-15.4%)
2024	$3,396.00 (+0.47%)
2023	$3,380.00	$42,769 Land $6,042 Building $36,727	$225,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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