19105 E 12th Ter Ct N, Independence, MO 64056 Property Records

Jackson County property record for 19105 E 12th Ter Ct N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1986
Lot Size	0.229 acres (9,960 sqft)
Owner	2 Individual Names on File
Last Sale	$251,784 (Mar 2025)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-510-50-23`

Property Details

APN / Parcel Number

Primary APN	`16-510-50-23`
Alternative APNs	`16-510-50-23-00-0-00-000` `16510502300000001` `737992`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	540 sqft
Basement Area	1,020 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,960 sqft (0.229 acres)
Lot Depth	100 ft Depth
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	737992
Street Address	19105 E 12TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE VILLAGE 5TH PLAT LOT 220
Legal Subdivision	OSAGE VILLAGE 5TH PLAT
Legal Block	4
Legal Lot Number	220
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4013
Census Tract	17700

Owner

19105 E 12th Ter Ct N is owned and occupied by two individuals who bought it in March 2025.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19105 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2018	Quit Claim Deed, Mortgage · Line of Credit COREVEST AMERICAN FIN LENDER L
Feb 16, 2017	Deed of Trust, Mortgage LENDINGHOME FNDG
Feb 14, 2017	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Feb 2, 2018 · Amount on File
Deed Document Number	202516343
Record Updated	Oct 29, 2026

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 2, 2018
Property Address	19105 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1257
Document Number	0000E09012
Instrument Date	Jan 30, 2018
Instrument	9012E
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2121 N CALIFORNIA BLVD #1010 WALNUT CREEK CA 945967370, 1010, WALNUT CREEK, CA 94596-7370

Mortgage

Document Number	E09058
Date	Feb 2, 2018
Instrument	9058E

Lender

Name	COREVEST AMERICAN FIN LENDER L
Address	1920 MAIN ST # 850, IRVINE, CA 92614-7285

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19105 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1257
Document Number	0000E15354
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2121 N CALIFORNIA BLVD #1010 WALNUT CREEK CA 945967370, 1010, WALNUT CREEK, CA 94596-7370

Mortgage

Document Number	0000E15354
Date	Feb 17, 2017
Instrument	15354E

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94111

Agreement

Amount	Amount on Record

February 2017: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	JACKSON MO
Recording Date	Feb 14, 2017
Property Address	19105 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1257
Document Number	0000E13657
Instrument Date	Dec 19, 2012
Instrument	13657E
Transaction Type	Foreclosure
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2121 N CALIFORNIA BLVD #10 WALNUT CREEK CA 945963572, 10, WALNUT CREEK, CA 94596-3572

Tax Assessment & Valuation

The 2025 property tax bill for 19105 E 12th Ter Ct N was $2,460, down 28.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,153 (-) Land $6,511 Building $23,642	$158,700 (-)
2025	$2,460.00 (-28.11%)	$30,153 Land $6,511 Building $23,642	$158,700
2024	$3,422.00 (+0.5%)
2023	$3,405.00	$43,092 Land $5,833 Building $37,259	$226,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19105 E 12th Ter Ct N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19105 E 12th Ter Ct N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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