19109 E 12th Ter Ct N, Independence, MO 64056 Property Records

Jackson County property record for 19109 E 12th Ter Ct N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1986
Lot Size	0.231 acres (10,055 sqft)
Owner	Individual Name on File
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Aug 2023 Sale Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-510-50-22`

Property Details

APN / Parcel Number

Primary APN	`16-510-50-22`
Alternative APNs	`16-510-50-22-00-0-00-000` `16510502200000001` `737991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	432 sqft
Basement Area	1,008 sqft
Finished Basement	324 sqft
Unfinished Basement	684 sqft
Flooring	Carpet

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,055 sqft (0.231 acres)
Lot Depth	100 ft Depth
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	737991
Street Address	19109 E 12TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE VILLAGE 5TH PLAT LOT 221
Legal Subdivision	OSAGE VILLAGE 5TH PLAT
Legal Block	4
Legal Lot Number	221
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4013
Census Tract	17700

Owner

19109 E 12th Ter Ct N is owned and occupied by an individual who acquired it in August 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	19109 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023
Deed Sale	Aug 18, 2023
Prior Sale	Jun 3, 2011 · Amount on File
Deed Document Number	202360062
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 18, 2023
Property Address	19109 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1257
Document Number	00E0060062
Instrument Date	Aug 16, 2023
Instrument	2023E0060062
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19109 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1257

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19109 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1257
Document Number	0000E35336
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19109 E 12TH TERRACE CT N INDEPENDENCE MO 640561257, INDEPENDENCE, MO 64056-1257

Mortgage

Document Number	0000E35336
Date	May 15, 2019
Instrument	35336E

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19109 E 12th Ter Ct N was $2,624, down 17.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,163 (-) Land $6,511 Building $25,652	$169,280 (-)
2025	$2,624.00 (-17.15%)	$32,163 Land $6,511 Building $25,652	$169,280
2024	$3,167.00 (+0.51%)
2023	$3,151.00 (+55.76%)	$39,881 (+63.98%) Land $5,833 Building $34,048	$209,900
2022	$2,023.00	$24,320 Land $3,538 Building $20,782
2021			$128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19109 E 12th Ter Ct N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19109 E 12th Ter Ct N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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