19106 E 12th Ter Ct N, Independence, MO 64056 Property Records

Jackson County property record for 19106 E 12th Ter Ct N, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,156 sqft · built 1988
Lot Size	0.19 acres (8,264 sqft)
Owner	Individual Name on File
Last Sale	$167,900 (Apr 2020)
Tax Bill	$3,054 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-510-50-19`

Property Details

APN / Parcel Number

Primary APN	`16-510-50-19`
Alternative APNs	`16-510-50-19-00-0-00-000` `16510501900000001` `737988`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	504 sqft
Basement Area	1,080 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,264 sqft (0.19 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	149 sqft
Patio Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	737988
Street Address	19106 E 12TH TERRACE CT N
City	INDEPENDENCE
State	MO
Zip	64056-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSAGE VILLAGE 5TH PLAT LOT 224
Legal Subdivision	OSAGE VILLAGE 5TH PLAT
Legal Block	4
Legal Lot Number	224
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4013
Census Tract	17700

Owner

19106 E 12th Ter Ct N is owned and occupied by an individual who bought it in April 2020.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	19106 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Warranty Deed, Transfer FIRST ST BK/ST CHARLES
Jun 30, 2018	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2020 · Amount on File
Deed Sale	Apr 10, 2020 · Amount on File
Prior Sale	Aug 13, 2015
Deed Document Number	2020E29714
Prior Transfer Date	Oct 1, 2009
Prior Transfer Doc	00E0099302
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Apr 10, 2020
Property Address	19106 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1256
Document Number	0000E29714
Instrument Date	Apr 9, 2020
Instrument	29714E
Transaction Type	Transfer
Record Updated	May 7, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19106 E 12TH TERRACE CT N INDEPENDENCE MO 640561256, INDEPENDENCE, MO 64056-1256

Mortgage

Document Number	E29715
Date	Apr 10, 2020
Instrument	29715E

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2050

Mortgage

Document Number	E29716,
Date	Apr 10, 2020
Instrument	29716E

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189

Agreement

Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	19106 E 12TH TERRACE CT N, INDEPENDENCE, MO 64056-1256
Document Number	0000E59058
Instrument Date	Jun 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19106 E 12TH TERRACE CT N INDEPENDENCE MO 640561256, INDEPENDENCE, MO 64056-1256

Mortgage

Document Number	0000E59058
Date	Jul 6, 2018
Instrument	59058E

Lender

Name	GOLDEN OAK LNDG
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 19106 E 12th Ter Ct N was $3,054, down 9.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,439 (-) Land $6,053 Building $31,386	$197,050 (-)
2025	$3,054.00 (-9.75%)	$37,439 Land $6,053 Building $31,386	$197,050
2024	$3,384.00 (+0.48%)
2023	$3,368.00	$42,617 Land $4,978 Building $37,639	$224,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19106 E 12th Ter Ct N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19106 E 12th Ter Ct N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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