121 James St, Clyde, NC 28721 Property Records

Haywood County property record for 121 James St, Clyde, NC 28721

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,056 sqft · built 2006
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2026)
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8647-73-8395`

Property Details

APN / Parcel Number

Primary APN	`8647-73-8395`
Alternative APN	`266441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Heated Area
Gross Area	1,266 sqft
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Vinyl
Lot Area	12,153 sqft (0.279 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	266441
Street Address	121 JAMES ST
City	CLYDE
State	NC
Zip	28721-6900
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	PT #44 GREEN ACRES
Legal Subdivision	GREEN ACRES
Legal Unit	44
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1015
Census Tract	920400

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 JAMES ST, CLYDE, NC 28721-6900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE, INC
Mar 31, 2021	Warranty Deed, Transfer · Conventional Mortgage NP INC
May 8, 2020	Deed of Trust, Mortgage ALCOVA MTG
May 8, 2020	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jan 21, 2020	Court-Ordered Deed, Foreclosure · Construction Mortgage ROGER KING IRA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	20264651
Deed Book / Page	1154 / 610
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 2, 2026
Property Address	121 JAMES ST, CLYDE, NC 28721-6900
Document Number	0000004651
Book / Page	1154 / 610
Instrument Date	Jun 2, 2026
Instrument	20264651
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 JAMES ST, CLYDE, NC 28721-6900

Mortgage

Document Number	0000004652,
Date	Jun 2, 2026
Instrument	20264652

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000004653,
Date	Jun 2, 2026
Book Page	1154/628
Instrument	20264653

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Mar 31, 2021
Property Address	121 JAMES ST, CLYDE, NC 28721-6900
Document Number	0010260579
Book / Page	1026 / 579
Instrument Date	Mar 24, 2021
Instrument	2021003890
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 QUILL GORDON CT, BILTMORE LAKE, NC 28715-8927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 JAMES ST, CLYDE, NC 28721-6900

Mortgage

Document Number	0001026582
Date	Mar 31, 2021
Instrument	1026/582

Lender

Name	NP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	121 JAMES ST, CLYDE, NC 28721-6900
Document Number	0009970379
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 JAMES ST CLYDE NC 287216900, CLYDE, NC 28721-6900

Mortgage

Document Number	0009970379
Date	May 8, 2020
Book Page	000997/000379
Instrument	4178

Lender

Name	ALCOVA MTG
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	May 8, 2020
Property Address	121 JAMES ST, CLYDE, NC 28721-6900
Document Number	0009970376
Book / Page	997 / 376
Instrument Date	May 6, 2020
Instrument	2020004177
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	517 ROCKY BRANCH RD, 517, CANTON, NC 28716-5910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 JAMES ST, CLYDE, NC 28721-6900

Mortgage

Document Number	0000997379
Date	May 8, 2020
Instrument	997/379

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jan 21, 2020
Property Address	121 JAMES ST, CLYDE, NC 28721-6900
Document Number	0009892153
Book / Page	000989 / 002153
Instrument Date	Dec 10, 2019
Instrument	604
Transaction Type	Foreclosure
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	517 ROCKY BRANCH RD CANTON NC 287165910, CANTON, NC 28716-5910

Mortgage

Document Number	9892156
Date	Jan 21, 2020
Book Page	000989/002156
Instrument	605

Lender

Name	ROGER KING IRA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 20, 2021

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,500 (-) Land $21,300 Building $160,200
2025	$1,338.00	$181,500 (-) Land $21,300 Building $160,200	$181,500 (-) Land $21,300 Building $160,200
2023		$181,500 Land $21,300 Building $160,200	$181,500 (-) Land $21,300 Building $160,200
2021			$181,500 Land $21,300 Building $160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1983–1994)
Most Recent Claim	Aug 1994 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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