Haywood County property record for 124 James St, Clyde, NC 28721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 2000 |
| Lot Size | 0.329 acres (14,336 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-83-0355 |
| Primary APN | 8647-83-0355 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Heated Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 14,336 sqft (0.329 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 198578 |
|---|---|
| Street Address | 124 JAMES ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-6900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #5 GREEN ACRES |
| Legal Subdivision | GREEN ACRES |
| Legal Unit | 5 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920400 |
Source: Haywood County records · APN 8647-83-0355
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 124 JAMES ST, CLYDE, NC 28721-6900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 05, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Aug 03, 2009 |
| Transfer Doc | 0007682379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 124 JAMES ST, CLYDE, NC 28721-6900 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 JAMES ST, CLYDE, NC 28721-6900 |
| Document Number | 0011101670 |
|---|---|
| Date | Jul 05, 2024 |
| Book Page | 1110/1670 |
| Instrument | 2024005443 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4% |
| Max Rate At Change | 8% |
| Index | 5-Year CMT |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 124 JAMES ST, CLYDE, NC 28721-6900 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 124 JAMES ST, CLYDE, NC 28721-6900 |
| Document Number | 0011390070 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 1139/70 |
| Instrument | 2025008976 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 5-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 124 JAMES ST, CLYDE, NC 28721-6900 |
| Document Number | 0009751111 |
| Instrument Date | Jun 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 124 JAMES ST CLYDE NC 287216900, CLYDE, NC 28721-6900 |
| Document Number | 0009751111 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 000975/001111 |
| Instrument | 5326 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2049 |
| Rate | 4.37% |
|---|
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,500 (-) Land $22,300 Building $160,200 | ||
| 2025 | $1,345.00 | $182,500 (-) Land $22,300 Building $160,200 | $182,500 (-) Land $22,300 Building $160,200 |
| 2023 | $182,500 Land $22,300 Building $160,200 | $182,500 (-) Land $22,300 Building $160,200 | |
| 2021 | $182,500 Land $22,300 Building $160,200 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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