Haywood County property record for 150 James St, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,440 sqft · built 1973 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Apr 2020) |
| Tax Bill | $1,507 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-83-0469 |
| Primary APN | 8647-83-0469 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,440 sqft Heated Area |
| Gross Area | 1,808 sqft |
| 1st Floor Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 274254 |
|---|---|
| Street Address | 150 JAMES ST |
| City | CLYDE |
| State | NC |
| Zip | 28721-6900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #7 GREEN ACRES |
| Legal Subdivision | GREEN ACRES |
| Legal Unit | 7 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920400 |
Source: Haywood County assessment roll, APN 8647-83-0469, as of July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 150 JAMES ST, CLYDE, NC 28721-6900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 17, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 08, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLORABAMA CAPITAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2020 · Amount on Record |
| Deed Sale | Apr 08, 2020 · Amount on Record |
| Prior Sale | Dec 15, 2000 |
| Deed Document Number | 20203181 |
| Deed Book / Page | 994 / 2484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 150 JAMES ST, CLYDE, NC 28721-6900 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0011460805 |
|---|---|
| Date | Feb 09, 2026 |
| Book Page | 1146/805 |
| Instrument | 2026000986 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Aug 17, 2022 |
| Property Address | 150 JAMES ST, CLYDE, NC 28721-6900 |
| Document Number | 0010692057 |
| Book / Page | 1069 / 2057 |
| Map Reference | CAB B SL 215 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022008742 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 150 JAMES ST, CLYDE, NC 28721-6900 |
| Document Number | 0010692060 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 1069-2060 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 01, 2027 |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.95% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.95% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 08, 2020 |
| Property Address | 150 JAMES ST, CLYDE, NC 28721-6900 |
| Document Number | 0009942484 |
| Book / Page | 000994 / 002484 |
| Instrument Date | Mar 04, 2020 |
| Instrument | 3181 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 80 CANDLELIGHT CIR CLYDE NC 287216905, CLYDE, NC 28721-6905 |
| Document Number | 9942487 |
|---|---|
| Date | Apr 08, 2020 |
| Book Page | 000994/002487 |
| Instrument | 3182 |
| Name | FLORABAMA CAPITAL LLC |
|---|---|
| Address | PO BOX 15163, FERNANDINA, FL 32035-3103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Apr 07, 2023 |
| Document Number | 9950001, |
|---|---|
| Date | Apr 08, 2020 |
| Book Page | 000995/000001 |
| Instrument | 3184 |
| Name | SMITH BOBBY R |
|---|---|
| Address | 40 UTAH MOUNTAIN RD, WAYNESVILLE, NC 28785-9845 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 07, 2021 |
Source: Haywood County assessment roll as of July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $221,100 (+6.55%) Land $23,000 Building $198,100 | ||
| 2025 | $1,507.00 | $207,500 (+58.88%) Land $23,000 Building $184,500 | $221,100 (+69.3%) Land $23,000 Building $198,100 |
| 2023 | $130,600 Land $23,000 Building $107,600 | $130,600 (-) Land $23,000 Building $107,600 | |
| 2021 | $130,600 Land $23,000 Building $107,600 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), as of December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879204001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–1994) |
| Most Recent Claim | Aug 1994 · river or lake flooding |
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 195 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NC0144015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF CANTON serves 7,850 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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