1917 Mutual Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 1917 Mutual Rd, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,687 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-4N-11-0000-0010-0020`

Property Details

APN / Parcel Number

Primary APN	`33-4N-11-0000-0010-0020`
Alternative APN	`11 N 433000000100020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,687 sqft Living Area
Gross Area	3,650 sqft
1st Floor Area	2,687 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	650 sqft
Carport	Carport
Carport Area	650 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1917 MUTUAL RD
City	COTTONDALE
State	FL
Zip	32431-7781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 320 P 573 COMM AT SWC OF SW1/4 OF NW1/4, RUN N 39* E 686.80 FT TO BEGIN, RUN N 11* E 208.71 FT, S 78* E 208.71 FT S 11* W 208.71 FT, N 78* W 208.71 FT TO POB.
Legal Range	11W
Legal Township	04N
Legal Section	33
Legal Block	20
Legal Lot Number	10
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	2
Census Block	2011
Census Tract	211100

Owner

Source: Jackson County assessment roll, APN 33-4N-11-0000-0010-0020, as of December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	1917 MUTUAL RD, COTTONDALE, FL 32431-7781
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 21, 2018
Transfer Doc	0016050481
Record Updated	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Apr 05, 2019
Property Address	1917 MUTUAL RD, COTTONDALE, FL 32431-7781
Document Number	0016050481
Book / Page	001605 / 000481
Instrument Date	Sep 21, 2018
Instrument	32004520
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1917 MUTUAL RD COTTONDALE FL 324317781, COTTONDALE, FL 32431-7781

Tax Assessment & Valuation

Source: Jackson County assessment roll as of December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (+3.25%) Homeowner's exemption	$154,875 (+2.9%)	$203,346 (-1.84%) Land $4,000 Building $199,346
2024	$1,478.00 (+6.18%) Homeowner's exemption	$150,510 (+3%)	$207,159 (+2.57%) Land $4,000 Building $203,159
2023	$1,392.00 (+10.56%) Homeowner's exemption	$146,126 (+3%)	$201,966 (+20.86%) Land $4,000 Building $197,966
2022	$1,259.00 Homeowner's exemption	$141,870	$167,107 Land $4,000 Building $163,107

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), as of January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120632111002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · Hurricane Michael

Wildfire

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 4 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Lumen Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mutual Rd

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