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1874 Mutual Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 1874 Mutual Rd, Cottondale, FL 32431 · Last verified April 2026

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,848 sqft · built 2005
Lot Size11.8 acres (517,493 sqft)
OwnerIndividual Name on File
Tax Bill$775 (2025)
Deeds & MortgagesFeb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN33-4N-11-0000-0010-0031

Property Details

APN / Parcel Number

Primary APN33-4N-11-0000-0010-0031
Alternative APN
  • 11 N 433000000100031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,848 sqft Living Area
Gross Area1,908 sqft
1st Floor Area1,848 sqft
FlooringVinyl/Resilient
Accessibility FeaturesAccessibility Features

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area517,493 sqft (11.8 acres)

Exterior Amenities

Deck Area60 sqft
Shed1 Shed
Shed Area250 sqft
Pole Barn121 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCistern

Location & Zoning

Street Address1874 MUTUAL RD
CityCOTTONDALE
StateFL
Zip32431-7778
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionCOMM AT THE NWC OF THE NE1/4 OF SW1/4 OF SECT 33, S 440 FT, THENCE DEPARTING W LINE ON A BEARING E, PARALLEL WITH THE N LINE OF SAID NE1/4 OF SW1/4 210 FT, TO BEGIN; CONT E 1110 FT, TO THE E LINE OF 495 FT TO A PT BEING N & 385 FT FROM THE SEC OF THE
Legal SubdivisionLIFE ESTATE
Legal Block31
Legal Lot Number10
JurisdictionJACKSON FL
Township / Civil DivisionALFORD
Census Block Group2
Census Block2013
Census Tract211100

Owner

Source: Jackson County records · APN 33-4N-11-0000-0010-0031

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1874 MUTUAL RD, COTTONDALE, FL 32431-7778
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 18, 2024
Transfer Doc0018460029
Record UpdatedJun 08, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateFeb 02, 2022
Property Address1874 MUTUAL RD, COTTONDALE, FL 32431-7778
Document Number0017340233
Book / Page1734 / 233
Instrument DateFeb 02, 2022
Instrument202232001206
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1878 MUTUAL RD, COTTONDALE, FL 32431-7778

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$775.00 (+3.75%)$98,564 (+2.84%)$168,484 (-1.85%) Land $47,520 Building $120,964
2024$747.00 (+11.49%) Homeowner's exemption$95,841 (+5.12%)$171,667 (+76.84%) Land $47,520 Building $124,147
2023$670.00 (+26.18%)$91,169 (+112.22%)$97,074 (+125.96%) Land $43,520 Building $53,554
2022$531.00$42,960 Land $38,080 Building $4,880$42,960 Land $38,080 Building $4,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (12063C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120632111002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2018, river or lake flooding, Hurricane Michael

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,316 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless25 / 6
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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