Jackson County property record for 1870 Mutual Rd, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,584 sqft · built 1987 |
| Lot Size | 3.11 acres (135,472 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,482 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-4N-11-0000-0010-0030 |
| Primary APN | 33-4N-11-0000-0010-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,584 sqft Living Area |
| Gross Area | 3,888 sqft |
| 1st Floor Area | 2,584 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 135,472 sqft (3.11 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 969 sqft |
| Porch | Finished/Open Porch |
| Lean-To | 768 sqft |
| Pole Barn | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Cistern |
| Street Address | 1870 MUTUAL RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-7778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 138 P 989 OR 171 P 937,938 OR 224 P 741 OR 367 P 675 OR 368 P 769 OR 543 P 255 OR 710 P 06 OR 803 P 457 OR 809 P 495 BEGIN 440 FT S OF NWC OF NE1/4 OF SW1/4 RUN E 1320 FT, S 880 FT, W 1320 FT N 880 FT TO POB...LESS BEGIN 440 FT S OF NWC OF NE1/4 O |
| Legal Range | 11W |
| Legal Township | 04N |
| Legal Section | 33 |
| Legal Block | 30 |
| Legal Lot Number | 10 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | ALFORD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 211100 |
Source: Jackson County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1870 MUTUAL RD, COTTONDALE, FL 32431-7778 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 13, 2023 |
| Transfer Doc | 0018130257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON FL |
| Recording Date | Nov 29, 2023 |
| Property Address | 1870 MUTUAL RD, COTTONDALE, FL 32431-7778 |
| Document Number | 0018130257 |
| Book / Page | 1813 / 257 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 202332011953 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1870 MUTUAL RD, COTTONDALE, FL 32431-7778 |
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,482.00 (+3.28%) | $151,578 (+2.9%) | $263,513 (-1.37%) Land $18,660 Building $244,853 |
| 2024 | $1,435.00 (-7.18%) Homeowner's exemption | $147,306 (-6.7%) | $267,174 (-4.71%) Land $18,660 Building $248,514 |
| 2023 | $1,546.00 (+29.26%) Homeowner's exemption | $157,881 (+15.45%) | $280,378 (+25.44%) Land $36,950 Building $243,428 |
| 2022 | $1,196.00 Homeowner's exemption | $136,751 | $223,507 Land $36,950 Building $186,557 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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