Jackson County property record for 1878 Mutual Rd, Cottondale, FL 32431
| Property Type | Other Improved |
|---|---|
| Details | 1 ba · 1,928 sqft · built 1948 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $137 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-4N-11-0000-0010-0080 |
| Primary APN | 33-4N-11-0000-0010-0080 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,928 sqft |
| Gross Area | 2,340 sqft |
| Year Built | Built 1948 |
|---|---|
| Exterior Material | Other |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1878 MUTUAL RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-7778 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | OR 804 P 02 BEGIN 440 FT S OF NWC OF NE1/4 OF SW1/4, RUN E 210 FT, S 210 FT, W 210 FT, |
| Legal Range | 11W |
| Legal Township | 04N |
| Legal Section | 33 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | ALFORD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 211100 |
The current owner of 1878 Mutual Rd acquired it in January 2013.
Source: Jackson County records, as of February 5, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 760, CHIPLEY, FL 32428-0760 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 31, 2013 |
| Transfer Doc | 0013740349 |
| Record Updated | Jun 7, 2026 |
Source: Jackson County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $137.00 Homeowner's exemption | $10,437 (+6.02%) Land $8,500 Building $1,937 | $10,437 (-4.92%) Land $8,500 Building $1,937 |
| 2022 | Homeowner's exemption | $9,844 | $10,977 Land $8,000 Building $2,977 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1878 Mutual Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1878 Mutual Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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