1894 Mutual Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 1894 Mutual Rd, Cottondale, FL 32431

Property Summary

Property TypePasture
Details2 ba · 7,302 sqft · built 1978
Lot Size11.3 acres (493,535 sqft)
OwnerIndividual Name on Record
Tax Bill$1,842 (2025)
Deeds & MortgagesFeb 2022 Transfer
Flood ZoneZone A (high risk)
APN33-4N-11-0000-0010-0010

Property Details

APN / Parcel Number

Primary APN33-4N-11-0000-0010-0010
Alternative APN
  • 11 N 433000000100010

Interior

Full Baths2 Baths
Stories1 Story
Building Area7,302 sqft Gross Area
1st Floor Area5,424 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleBungalow
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area493,535 sqft (11.3 acres)
Garage TypeCarport
Garage Area768 sqft
CarportCarport
Carport Area768 sqft
PorchFlorida Room
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCistern

Location & Zoning

Street Address1894 MUTUAL RD
CityCOTTONDALE
StateFL
Zip32431-7778
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Pasture
Legal DescriptionOR 240 P 271 BEGIN AT NWC OF NE1/4 OF SW1/4, RUN E 1320 FT, S 440 FT, W 1320 FT, N 440 FT TO POB... LESS 2AC PER OR 1481 P 413... OR 1703 P 74 OR 1736 P 668 LIFETIME ESTATE
Legal Range11W
Legal Township04N
Legal Section33
Legal SubdivisionLIFETIME ESTATE
Legal Block10
Legal Lot Number10
JurisdictionJACKSON FL
Township / Civil DivisionALFORD
Census Block Group2
Census Block2013
Census Tract211100

Owner

Source: Jackson County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1886 MUTUAL RD, COTTONDALE, FL 32431-7778
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 18, 2022
Transfer Doc0017360668
Record UpdatedSep 20, 2026

February 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionJACKSON FL
Recording DateFeb 18, 2022
Property Address1894 MUTUAL RD, COTTONDALE, FL 32431-7778
Document Number0017360668
Book / Page1736 / 668
Instrument DateFeb 18, 2022
Instrument202232002021
Record UpdatedFeb 9, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1894 MUTUAL RD, COTTONDALE, FL 32431-7778

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,842.00 (+2.5%)$183,585 (+2.35%)$278,299 (-1.65%) Land $19,830 Building $258,469
2024$1,797.00 (+6.77%) Homeowner's exemption Widower's exemption$179,362 (+3.52%) Land $3,151 Building $176,211$282,976 (+2.28%) Land $8,500 Building $274,476
2023$1,683.00 (+6.25%) Homeowner's exemption Widower's exemption$173,256 (+2.77%)$276,671 (+19.85%) Land $11,599 Building $265,072
2022$1,584.00 Homeowner's exemption Widower's exemption$168,580 Land $3,099 Building $165,481$230,851 Land $8,000 Building $222,851

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mutual Rd

Nearby Streets

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