1915 Reed Hill Dr, Windermere, FL 34786 Property Records

Orange County property record for 1915 Reed Hill Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,277 sqft · built 2002
Lot Size0.265 acres (11,553 sqft)
OwnerIndividual Name on File
Last Sale$482,500 (Jul 2013)
Tax Bill$8,325 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Dec 2016 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-23-28-8213-01-380

Property Details

APN / Parcel Number

Primary APN04-23-28-8213-01-380
Alternative APNs
  • 282304821301380
  • 274073
  • 278916
  • 283072

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,277 sqft Living Area
Gross Area4,867 sqft
1st Floor Area1,706 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,553 sqft (0.265 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area720 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1915 REED HILL DR
CityWINDERMERE
StateFL
Zip34786-6236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-L-D
Legal DescriptionWESTOVER CLUB PHASE 2 47/71 LOT 138
Legal Range28E
Legal Township23S
Legal Section04
Legal SubdivisionWESTOVER CLUB PH 2 REP
Legal Phase2
Legal Tract8213
Legal Block1
Legal Lot Number138
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1007
Census Tract14815

Owner

Source: Orange County records · APN 04-23-28-8213-01-380

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1915 REED HILL DR, WINDERMERE, FL 34786-6236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2020Warranty Deed, Transfer · Conventional with PMI
PRIMARY RESID'L MTG
Dec 30, 2016Deed of Trust, Mortgage · Line of Credit
UNIVEST BK & TR CO
Dec 30, 2016Deed of Trust, Mortgage · Conventional Mortgage
UNIVEST BK & TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2013 · Amount on Record
Deed SaleJul 23, 2013 · Amount on Record
Prior SaleMar 06, 2012 · Amount on Record
Deed Document Number2013383615
Deed Book / Page10605 / 4114
Prior Transfer DateOct 31, 2005
Prior Transfer Doc0000782338
Record UpdatedJun 08, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 02, 2020
Property Address1915 REED HILL DR, WINDERMERE, FL 34786-6236
Document Number0000209783
Instrument DateMar 26, 2020
Instrument209783
Transaction TypeTransfer
Record UpdatedMay 05, 2020
Title CompanyHOMETOWN TITLE GROUP INC, HOMETOWN TITLE GRP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,849.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1915 REED HILL DR WINDERMERE FL 347866236, WINDERMERE, FL 34786-6236

Mortgage

Document Number209784
DateApr 02, 2020
Instrument209784
Lender
NamePRIMARY RESID'L MTG
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1915 REED HILL DR, WINDERMERE, FL 34786-6236
Document Number0000008215
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1915 REED HILL DR WINDERMERE FL 347866236, WINDERMERE, FL 34786-6236

Mortgage

Document Number0000008215
DateJan 05, 2017
Instrument8215
Lender
NameUNIVEST BK & TR CO
TypeBank
AddressSOUDERTON, PA 18964
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 04, 2042
Interest
Rate TypeAdjustable Rate

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1915 REED HILL DR, WINDERMERE, FL 34786-6236
Document Number0000008214
Instrument DateDec 30, 2016
Transaction TypeMortgage
Record UpdatedJan 30, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1915 REED HILL DR WINDERMERE FL 347866236, WINDERMERE, FL 34786-6236

Mortgage

Document Number0000008214
DateJan 05, 2017
Instrument8214
Lender
NameUNIVEST BK & TR CO
TypeBank
AddressSOUDERTON, PA 18964
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJan 04, 2042

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$538,339 (+2.7%)$702,710 (-0.82%) Land $175,000 Building $527,710
2025$8,325.00 (+4.1%) Homeowner's exemption$524,186 (+5.99%)$708,540 (+10.89%) Land $175,000 Building $533,540
2024$7,997.00 (+7.24%)
2023$7,457.00 (+3.3%) Homeowner's exemption$494,576 (+3%)$638,961 (+17.36%) Land $175,000 Building $463,961
2022$7,219.00 Homeowner's exemption$480,171$544,426 Land $150,000 Building $394,426

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Xfinity.

Based on FCC filings for 264 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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