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1909 Reed Hill Dr, Windermere, FL 34786 Property Records

Orange County property record for 1909 Reed Hill Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,563 sqft · built 2002
Lot Size0.338 acres (14,710 sqft)
Owner2 Individual Names on File
Last Sale$431,000 (Mar 2016)
Tax Bill$8,134 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-23-28-8213-01-370

Property Details

APN / Parcel Number

Primary APN04-23-28-8213-01-370
Alternative APNs
  • 282304821301370
  • 274072
  • 278915
  • 283070

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,563 sqft Living Area
Gross Area5,024 sqft
1st Floor Area1,734 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,710 sqft (0.338 acres)
Garage TypeAttached
Garage Area724 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Open Porch
Porch Area414 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1909 REED HILL DR
CityWINDERMERE
StateFL
Zip34786-6236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTOVER CLUB PHASE 2 47/71 LOT 137
Legal Range28E
Legal Township23S
Legal Section04
Legal SubdivisionWESTOVER CLUB PH 2 REP
Legal Phase2
Legal Tract8213
Legal Block1
Legal Lot Number137
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1007
Census Tract14815

Owner

Source: Orange County records · APN 04-23-28-8213-01-370

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1909 REED HILL DR, WINDERMERE, FL 34786-6236
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
CF BANK
Jun 21, 2018Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2016 · Amount on Record
Deed SaleMar 29, 2016 · Amount on Record
Prior SaleMay 21, 2015 · Amount on Record
Deed Document Number2016157365
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1909 REED HILL DR, WINDERMERE, FL 34786-6236
Transaction TypeMortgage
Record UpdatedJul 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1909 REED HILL DR, WINDERMERE, FL 34786-6236

Mortgage

Document Number20210378136
DateJun 24, 2021
Instrument20210378136
Lender
NameCF BANK
TypeBank
AddressCOLUMBUS, OH 43085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2036

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1909 REED HILL DR, WINDERMERE, FL 34786-6236
Document Number0000416205
Instrument DateJun 21, 2018
Transaction TypeMortgage
Record UpdatedAug 01, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1909 REED HILL DR WINDERMERE FL 347866236, WINDERMERE, FL 34786-6236

Mortgage

Document Number0000416205
DateJul 16, 2018
Instrument416205
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 15, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$526,342 (+2.7%)$755,100 (-1.35%) Land $175,000 Building $580,100
2025$8,134.00 (+4.14%) Homeowner's exemption$512,504 (+5.99%)$765,460 (+9.04%) Land $175,000 Building $590,460
2024$7,811.00 (+7.25%)
2023$7,283.00 (+3.3%) Homeowner's exemption$483,553 (+3%)$701,987 (+16.66%) Land $175,000 Building $526,987
2022$7,050.00 Homeowner's exemption$469,469$601,761 Land $150,000 Building $451,761

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148151, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
11 of 13 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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