Cooke County property record for 1914 Laurel Rd, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1961 |
| Lot Size | 0.286 acres (12,441 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $264,337 (Jun 2026) |
| Tax Bill | $4,876 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 2405-013-00001 |
| Primary APN | 2405-013-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 2,549 sqft |
| 1st Floor Area | 1,478 sqft |
| Safe Room | Safe Room |
| Flooring | Laminate Plank |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 12,441 sqft (0.286 acres) |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 337 sqft |
| Storage Building | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2405-013-00001 |
|---|---|
| Street Address | 1914 LAUREL RD |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOY ACRES; BLOCK 13; LOT 1 |
| Legal Subdivision | JOY ACRES |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1100 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6087 FM 1201, GAINESVILLE, TX 76240-0560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Dec 1, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Oct 24, 2013 |
| Deed Document Number | 20264746 |
| Deed Book / Page | 2791 / 762 |
| Prior Transfer Date | Feb 23, 2012 |
| Prior Transfer Doc | 1790/379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Jun 25, 2026 |
| Property Address | 1914 LAUREL RD, GAINESVILLE, TX 76240-5118 |
| Document Number | 0000004746 |
| Book / Page | 2791 / 762 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 20264746 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 6087 FM 1201, GAINESVILLE, TX 76240-0560 |
| Investor | Possibly a Property Investor |
| Document Number | 0000004747, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 2791/766 |
| Instrument | 20264747 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 1914 LAUREL RD, GAINESVILLE, TX 76240-5118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2379/761 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 2379/761 |
| Instrument | 2020-09730 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,876.00 (-2.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $233,060 (-2.97%) Land $49,199 Building $183,861 | $233,060 (-2.97%) Land $49,199 Building $183,861 |
| 2025 | $5,025.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $240,198 (+6.63%) Land $49,199 Building $190,999 | $240,198 (+6.63%) Land $49,199 Building $190,999 |
| 2023 | $225,254 Land $49,258 Building $175,996 | $225,254 Land $49,258 Building $175,996 | |
| 2022 | $4,933.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 14 (1990–2015) |
| Claims Outside the SFHA | 7 of 14 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
May also be available: Element8.
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