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1904 Laurel Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1904 Laurel Rd, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,609 sqft · built 1961
Lot Size0.42 acres (18,291 sqft)
Owner2 Individual Names on File
Last Sale$178,400 (Jul 2020)
Tax Bill$3,837 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone A (high risk)
APN2405-013-00006

Property Details

APN / Parcel Number

Primary APN2405-013-00006
Alternative APN
  • 22070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,609 sqft Living Area
Gross Area2,230 sqft
1st Floor Area1,515 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area18,291 sqft (0.42 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area85 sqft
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Account Number2405-013-00006
Street Address1904 LAUREL RD
CityGAINESVILLE
StateTX
Zip76240-5118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOY ACRES; BLOCK 13; LOT 6
Legal SubdivisionJOY ACRES
Legal Block13
Legal Lot Number6
JurisdictionCOOKE TX
Township / Civil DivisionGAINESVILLE
Census Block Group2
Census Block2000
Census Tract1100

Owner

Source: Cooke County records · APN 2405-013-00006

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1904 LAUREL RD, GAINESVILLE, TX 76240-5118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2020 · Amount on Record
Deed SaleJul 02, 2020 · Amount on Record
Deed Document Number20204969
Deed Book / Page2342 / 418
Prior Transfer DateJun 30, 2020
Prior Transfer Doc2342/418
Record UpdatedSep 20, 2026

July 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateJul 02, 2020
Property Address1904 LAUREL RD, GAINESVILLE, TX 76240-5118
Document Number2342/418
Book / Page2342 / 418
Map ReferenceCAB B SL 109
Instrument DateJun 30, 2020
Instrument4969
Transaction TypeTransfer
Record UpdatedNov 09, 2021
Title CompanyHOWETH TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address107 N DIXON ST, 107, GAINESVILLE, TX 76240-3918

Transferred To (Grantee/Buyer)

NameVerified Name
Address1904 LAUREL RD, GAINESVILLE, TX 76240-5118

Mortgage

Document Number4970
DateJul 02, 2020
Instrument4970
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
MunicipalityGainesville City
Unified School DistrictGainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,837.00 (+11.15%) Homeowner's exemption$250,218 (+21%) Land $55,859 Building $205,889$261,748 (+7.79%) Land $55,859 Building $205,889
2024$3,452.00 (-31.79%)
2023$206,792 Land $55,791 Building $187,046$242,837 Land $55,791 Building $187,046
2022$5,061.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies6 in force
Nearby Flood Claims14 (1990–2015)
Claims Outside the SFHA7 of 14
Most Recent ClaimMay 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims By Storm
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Wildfire

Wildfire RiskHigh
above 73% of the US · above 64% of Texas
Wildfire LikelihoodAbout 1 in 254 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Nortex CommunicationsFiber2,000 / 2,000
Optimum CommunicationsCable940 / 35
AMG Technology Investment GroupFixed Wireless500 / 100
VerizonFixed Wireless300 / 20
ElektraFiFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: Element8 Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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