1907 Laurel Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1907 Laurel Rd, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,700 sqft · built 1960
Lot Size	0.244 acres (10,646 sqft)
Owner	2 Individual Names on File
Last Sale	$262,701 (Feb 2024)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2405-012-00008`

Property Details

APN / Parcel Number

Primary APN	`2405-012-00008`
Alternative APN	`6299`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,700 sqft Living Area
Gross Area	2,733 sqft
1st Floor Area	1,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,646 sqft (0.244 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	378 sqft
Storage Building	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	2405-012-00008
Street Address	1907 LAUREL RD
City	GAINESVILLE
State	TX
Zip	76240-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 12; LOT 8
Legal Subdivision	JOY ACRES
Legal Block	12
Legal Lot Number	8
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2001
Census Tract	1100

Owner

Source: Cooke County records · APN 2405-012-00008

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1907 LAUREL RD, GAINESVILLE, TX 76240-5117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 09, 2025	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Feb 23, 2024	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 30, 2023	Special Warranty Deed, Transfer SPARTAN TITLE
May 30, 2023	Warranty Deed, Transfer SPARTAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2024 · Amount on Record
Deed Sale	Feb 23, 2024 · Amount on Record
Prior Sale	May 30, 2023
Deed Document Number	20241157
Deed Book / Page	2628 / 752
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1907 LAUREL RD, GAINESVILLE, TX 76240-5117
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 LAUREL RD, GAINESVILLE, TX 76240-5117

Mortgage

Document Number	002751/824
Date	Dec 09, 2025
Book Page	2751/824
Instrument	2025-8953

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Feb 23, 2024
Property Address	1907 LAUREL RD, GAINESVILLE, TX 76240-5117
Document Number	002628/752
Book / Page	2628 / 752
Map Reference	CAB B SL 109
Instrument Date	Feb 21, 2024
Instrument	2024-1157
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 S DENTON ST, GAINESVILLE, TX 76240-4828

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1907 LAUREL RD, GAINESVILLE, TX 76240-5117

Mortgage

Document Number	0020241158
Date	Feb 23, 2024
Instrument	2024-1158

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOKE TX
Recording Date	May 30, 2023
Property Address	1907 LAUREL RD, GAINESVILLE, TX 76240-5117
Document Number	002582/205
Book / Page	2582 / 205
Map Reference	VOL 2 PG 29
Instrument Date	May 30, 2023
Instrument	2023-3662
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	SPARTAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5, 5, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 S DENTON ST, GAINESVILLE, TX 76240-4828

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOKE TX
Recording Date	May 30, 2023
Property Address	1907 LAUREL RD, GAINESVILLE, TX 76240-5117
Document Number	0002582/90
Book / Page	2582 / 90
Map Reference	VOL 2 PG 29
Instrument Date	May 30, 2023
Instrument	2023-3650
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	SPARTAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1907 LAUREL RD, GAINESVILLE, TX 76240-5117

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5, 5, IRVING, TX 75039-4316
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00 (-2.64%) Homeowner's exemption	$274,633 (+77.06%) Land $44,176 Building $230,457	$274,633 (+29.54%) Land $44,176 Building $230,457
2024	$4,466.00 (+107.91%)
2023		$155,104 Land $44,177 Building $167,824	$212,001 Land $44,177 Building $167,824
2022	$2,148.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of Texas
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 480 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Nortex Communications	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
ElektraFi	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Element8 Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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