1905 Laurel Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1905 Laurel Rd, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,628 sqft · built 1960
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$189,100 (Jun 2021)
Tax Bill	$3,676 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2405-012-00007`

Property Details

APN / Parcel Number

Primary APN	`2405-012-00007`
Alternative APN	`6733`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,628 sqft Living Area
Gross Area	2,872 sqft
1st Floor Area	1,628 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	506 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	2405-012-00007
Street Address	1905 LAUREL RD
City	GAINESVILLE
State	TX
Zip	76240-5117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 12; LOT 7
Legal Subdivision	JOY ACRES
Legal Block	12
Legal Lot Number	7
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2001
Census Tract	1100

Owner

Source: Cooke County records · APN 2405-012-00007

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1905 LAUREL RD, GAINESVILLE, TX 76240-5117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2021	Vendor's Lien, Transfer · FHA Mortgage INTEGRITY MORTGAGE CORPORATION OF T
Jul 03, 2017	Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2021 · Amount on Record
Deed Sale	Jun 03, 2021 · Amount on Record
Prior Sale	Jul 03, 2017 · Amount on Record
Deed Document Number	20214631
Deed Book / Page	2423 / 114
Prior Transfer Date	May 26, 2021
Prior Transfer Doc	2423/114
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 03, 2021
Property Address	1905 LAUREL RD, GAINESVILLE, TX 76240-5117
Document Number	2423/114
Book / Page	2423 / 114
Map Reference	CAB B SL 109
Instrument Date	May 26, 2021
Instrument	2021-04631
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 90, PLAINWELL, MI 49080-0090

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104632
Date	Jun 03, 2021
Instrument	2021-04632

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF T
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 03, 2017
Property Address	1905 LAUREL RD, GAINESVILLE, TX 76240-5117
Document Number	2140/010
Book / Page	2140 / 010
Map Reference	CAB SL109
Instrument Date	Jun 30, 2017
Instrument	00075389
Transaction Type	Transfer
Record Updated	Nov 09, 2021
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 455, GAINESVILLE, TX 76241-0455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 LAUREL RD, GAINESVILLE, TX 76240-5117

Mortgage

Document Number	00075390
Date	Jul 03, 2017
Instrument	00075390

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,676.00 (-1.63%) Homeowner's exemption	$242,486 (+8.18%) Land $41,175 Building $201,311	$242,486 (+8.18%) Land $41,175 Building $201,311
2024	$3,737.00 (-12.65%)
2023		$224,146 Land $41,175 Building $182,971	$224,146 Land $41,175 Building $182,971
2022	$4,278.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of Texas
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 480 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Nortex Communications	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
ElektraFi	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Element8 Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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