1910 Laurel Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 1910 Laurel Rd, Gainesville, TX 76240 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,715 sqft · built 1963
Lot Size	0.235 acres (10,241 sqft)
Owner	Individual Name on File
Last Sale	$110,300 (Jun 2014)
Tax Bill	$2,494 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit
Flood Zone	Zone A (high risk)
APN	`2405-013-00003`

Property Details

APN / Parcel Number

Primary APN	`2405-013-00003`
Alternative APN	`21284`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,715 sqft Living Area
Gross Area	2,572 sqft
1st Floor Area	1,715 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	10,241 sqft (0.235 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	284 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2405-013-00003
Street Address	1910 LAUREL RD
City	GAINESVILLE
State	TX
Zip	76240-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 13; LOT 3
Legal Subdivision	JOY ACRES
Legal Block	13
Legal Lot Number	3
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2000
Census Tract	1100

Owner

Source: Cooke County records · APN 2405-013-00003

Assessment roll updated June 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1910 LAUREL RD, GAINESVILLE, TX 76240-5118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2014 · Amount on Record
Deed Sale	Jun 02, 2014 · Amount on Record
Prior Sale	Feb 08, 2005 · Amount on Record
Deed Document Number	201448816
Deed Book / Page	1945 / 722
Prior Transfer Date	May 29, 2014
Prior Transfer Doc	001945/722
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1910 LAUREL RD, GAINESVILLE, TX 76240-5118
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002639/297
Date	Apr 18, 2024
Book Page	2639/297
Instrument	2024-2570

Lender

Name	BOKF NA
Type	Bank
Address	DALLAS, TX 75229

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,494.00 (+6.35%) Homeowner's exemption	$185,985 (+21%) Land $21,473 Building $182,678	$204,151 (+8.95%) Land $21,473 Building $182,678
2024	$2,345.00 (-10.9%)
2023		$153,706 Land $21,453 Building $165,932	$187,385 Land $21,453 Building $165,932
2022	$2,632.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cooke County (48097C), updated April 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480970011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of Texas
Wildfire Likelihood	About 1 in 1,099 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 480 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Nortex Communications	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
ElektraFi	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Element8 Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.