1836 Highlands Loop, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1836 Highlands Loop, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,411 sqft · built 2015
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$2,298,000 (Jun 2024)
Tax Bill	$36,024 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E04BA00509`

Property Details

APN / Parcel Number

Primary APN	`21E04BA00509`
Alternative APN	`05026345`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Building Area	5,411 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	12,632 sqft (0.29 acres)

Location & Zoning

Account Number	05026345
Street Address	1836 HIGHLANDS LOOP
City	LAKE OSWEGO
State	OR
Zip	97034-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	PARTITION PLAT 2015-008 PARCEL 21
Legal Range	1E
Legal Township	2S
Legal Section	04
Legal Subdivision	PARTITION PLAT 2015-008
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2007
Census Tract	20101

Owner

Source: Clackamas County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1836 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit UNITUS COMMUNITY CU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2024 · Amount on File
Deed Sale	Jun 24, 2024 · Amount on File
Prior Sale	Aug 21, 2015 · Amount on File
Deed Document Number	202423207
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	0000082203
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1836 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041307
Date	Jun 20, 2017
Instrument	2017-041307

Lender

Name	UNITUS COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97207

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	1836 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071073
Date	Aug 31, 2020
Instrument	2020-071073

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 5, 2020
Property Address	1836 HIGHLANDS LOOP, LAKE OSWEGO, OR 97034-1549
Document Number	0000082203
Instrument Date	Jul 10, 2020
Instrument	82203
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1836 HIGHLANDS LOOP LAKE OSWEGO OR 970341549, LAKE OSWEGO, OR 97034-1549

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$36,024.00 (+5.85%)	$1,875,869 (+6.09%)	$2,787,751 (+8.45%) Land $1,418,931 Building $1,368,820
2023	$34,033.00	$1,768,188	$2,570,544 Land $1,297,104 Building $1,273,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Also Mapped Here	PORTLAND WATER BUREAU
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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