Comal County property record for 190 Shepherds Ranch, Bulverde, TX 78163
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,850 sqft · built 2001 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,040 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0722-0018-00 |
| Primary APN | 50-0722-0018-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,850 sqft Living Area |
| Gross Area | 3,100 sqft |
| 1st Floor Area | 900 sqft |
| Upper Floors Area | 130 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft |
| Garage Type | Carport |
| Garage Area | 702 sqft |
| Carport | Carport |
| Carport Area | 702 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 395 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 190 SHEPHERDS RNCH |
|---|---|
| City | BULVERDE |
| State | TX |
| Zip | 78163-3402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHEPHERDS RANCH 1, LOT 18 |
| Legal Subdivision | SHEPHERDS RANCH 1 |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 310706 |
190 Shepherds Ranch is owned and occupied by an individual.
Source: Comal County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 190 SHEPHERDS RNCH, BULVERDE, TX 78163-3402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 190 SHEPHERDS RNCH, BULVERDE, TX 78163-3402 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | AUSTIN TITLE, ATC |
| Name | Verified Name |
|---|
| Document Number | 0006046709 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 202106046709 |
| Name | SYNERGY FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2041 |
The 2025 property tax bill for 190 Shepherds Ranch was $6,040 with a homeowner's exemption, up 8.9% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Municipality | Bulverde City |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522,960 (+6.43%) Land $210,150 Building $312,810 | $522,960 (+6.43%) Land $210,150 Building $312,810 | |
| 2025 | $6,040.00 (+8.93%) Homeowner's exemption | $491,352 Land $252,000 Building $239,352 | $491,352 Land $252,000 Building $239,352 |
| 2024 | $5,545.00 | ||
| 2023 | $515,060 Land $280,000 Building $235,060 | $515,060 Land $280,000 Building $235,060 | |
| 2022 | $4,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Shepherds Ranch in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Shepherds Ranch is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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