190 Ellsworth Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 190 Ellsworth Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,410 sqft · built 2011
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-30-002-002.024`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-30-002-002.024`
Alternative APN	`2507025030002000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Basement Area	1,410 sqft
Finished Basement	50 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2507025030002002024
Street Address	190 ELLSWORTH DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 THE CEDARS PLAT 1
Legal Range	11W
Legal Township	45N
Legal Section	25
Legal Subdivision	THCED1-THE CEDARS PLAT 1
Legal Lot Number	25
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3007
Census Tract	70800

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage RIVER REGION CREDIT UNION
Mar 20, 2017	Deed of Trust, Mortgage · Closed-End Mortgage RIVER REGION CU
Jun 1, 2017	Deed of Trust, Mortgage · Closed-End Mortgage RIVER REGION CU
May 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RIVER REGION CREDIT UNION
Apr 15, 2022	Warranty Deed, Transfer
Mar 8, 2021	Warranty Deed, Transfer
Mar 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022
Deed Sale	Apr 15, 2022
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	20222306
Deed Book / Page	499 / 237
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	000491/165
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000246/244
Date	Mar 8, 2021
Book Page	246/244
Instrument	202101797

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0238/0749
Date	Mar 20, 2017
Book Page	D0238/0749
Instrument	201701578

Lender

Name	RIVER REGION CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0239/0085
Date	Jun 1, 2017
Book Page	D0239/0085
Instrument	201703440

Lender

Name	RIVER REGION CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65109

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002489
Date	May 4, 2020
Instrument	202002489

Lender

Name	RIVER REGION CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Apr 15, 2022
Property Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665
Document Number	000499/237
Book / Page	499 / 237
Instrument Date	Apr 15, 2022
Instrument	202202306
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 8, 2021
Property Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665
Document Number	000491/165
Book / Page	491 / 165
Instrument Date	Feb 19, 2021
Instrument	202101796
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 20, 2017
Property Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665
Document Number	000464/509
Book / Page	464 / 509
Instrument Date	Mar 13, 2017
Instrument	201701577
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1665

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (-2.44%)	$42,009 (-)	$221,100 (-)
2024	$2,618.00 (+0.04%)	$42,009 (-)	$221,100 (-)
2023	$2,617.00 (+2.55%)	$42,009 (+2.58%)	$221,100 (+2.58%)
2022	$2,552.00	$40,953 Land $4,750 Building $36,203
2021			$215,540 Land $25,000 Building $190,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Wisper ISP.

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