175 Ellsworth Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 175 Ellsworth Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,568 sqft · built 2011
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Tax Bill	$2,448 (2025)
Deeds & Mortgages	Oct 2019 Refinance Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-30-002-002.009`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-30-002-002.009`
Alternative APN	`2507025030002000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Construction Type	Frame
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2507025030002002009
Street Address	175 ELLSWORTH DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 THE CEDARS PLAT 1
Legal Subdivision	THCED1-THE CEDARS PLAT 1
Legal Lot Number	3
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3028
Census Tract	70800

Owner

175 Ellsworth Dr is owned and occupied by an individual who acquired it in December 2021.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	175 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK
Jun 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH MORTGAGE
Mar 18, 2019	Deed of Trust, Mortgage · ARM CALLAWAY BANK
Dec 23, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Dec 23, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL TRUST BANK
Mar 18, 2019	Warranty Deed, Transfer · ARM CALLAWAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2021
Deed Sale	Dec 23, 2021
Prior Sale	Mar 18, 2019
Deed Document Number	202109561
Deed Book / Page	496 / 828
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	175 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201906333
Date	Oct 11, 2019
Instrument	201906333

Lender

Name	CALLAWAY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	175 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000246/949
Date	Jun 17, 2021
Book Page	246/949
Instrument	202104732

Lender

Name	FLAT BRANCH MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	175 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901343
Date	Mar 18, 2019
Instrument	201901343

Lender

Name	CALLAWAY BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Apr 1, 2024
Index	1-Year CMT

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	175 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000248/164
Date	Dec 23, 2021
Book Page	248/164
Instrument	202109562

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Dec 23, 2021
Property Address	175 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Document Number	000496/828
Book / Page	496 / 828
Instrument Date	Dec 21, 2021
Instrument	202109561
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662

Mortgage

Document Number	0202109562
Date	Dec 23, 2021
Instrument	202109562

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 18, 2019
Property Address	175 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Document Number	201901342
Book / Page	860
Instrument Date	Mar 15, 2019
Instrument	201901342
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662

Mortgage

Document Number	201901343
Date	Mar 18, 2019
Instrument	201901343

Lender

Name	CALLAWAY BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Type Change Date	Apr 1, 2024
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 175 Ellsworth Dr was $2,448, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,448.00 (-2.47%)	$40,278 (-)	$211,990 (-)
2024	$2,510.00 (+0.04%)	$40,278 (-)	$211,990 (-)
2023	$2,509.00 (+1.17%)	$40,278 (+1.19%)	$211,990
2022	$2,480.00	$39,803 Land $4,750 Building $35,053
2021			$209,490 Land $25,000 Building $184,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Ellsworth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Ellsworth Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Wisper ISP.

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