Callaway County property record for 185 Ellsworth Dr, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,566 sqft · built 2011 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $311,700 (Jan 2021) |
| Tax Bill | $2,568 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07.0-25.0-30-002-002.010 |
| Primary APN | 25-07.0-25.0-30-002-002.010 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,566 sqft |
| Basement Area | 1,566 sqft |
| Finished Basement | 1,000 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 114 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 2507025030002002010 |
|---|---|
| Street Address | 185 ELLSWORTH DR |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 THE CEDARS PLAT 1 |
| Legal Range | 11W |
| Legal Township | 45N |
| Legal Section | 25 |
| Legal Subdivision | THCED1-THE CEDARS PLAT 1 |
| Legal Lot Number | 4 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 70800 |
Source: Callaway County records · APN 25-07.0-25.0-30-002-002.010
Assessment roll updated January 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 15, 2025 | Deed of Trust, Mortgage · Commercial Mortgage THE TIPTON LATHAM BANK NA |
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MID AMERICA BANK |
| Oct 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Nov 28, 2017 | Deed of Trust, Mortgage BANK OF EDWARDSVILLE |
| Nov 12, 2020 | Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK |
| Jan 19, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Nov 28, 2017 · Amount on Record |
| Deed Document Number | 2021493 |
| Deed Book / Page | 490 / 213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jun 25, 2026 |
| Property Address | 185 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662 |
| Document Number | 0000003752 |
| Book / Page | 528 / 308 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20263752 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 185 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662 |
| Document Number | 0000003752, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 528/308 |
| Instrument | 20263752 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 185 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000524/343 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 524/343 |
| Instrument | 202507038 |
| Name | THE TIPTON LATHAM BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 185 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000245/920 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 245/920 |
| Instrument | 202100494 |
| Name | MID AMERICA BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 185 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000509/642 |
|---|---|
| Date | Oct 17, 2023 |
| Book Page | 509/642 |
| Instrument | 202305280 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Oct 11, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 185 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000239/0000000927 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 0000000239/0000000927 |
| Instrument | 201708161 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 338 Months |
| Due | Jan 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 185 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 245/455 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 245/455 |
| Instrument | 202008183 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jan 19, 2021 |
| Property Address | 185 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662 |
| Document Number | 490/213 |
| Book / Page | 490 / 213 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 202100493 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662 |
Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,568.00 (-2.47%) | $42,247 (-) | $222,350 (-) |
| 2024 | $2,633.00 (+0.04%) | $42,247 (-) | $222,350 (-) |
| 2023 | $2,632.00 (+1.11%) | $42,247 (+1.14%) | $222,350 (+1.14%) |
| 2022 | $2,603.00 | $41,772 Land $4,750 Building $37,022 | |
| 2021 | $219,850 Land $25,000 Building $194,850 |
Source: FEMA National Flood Hazard Layer as of September 5, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Callabyte Technology Fiber | 1,000 / 1,000 |
| Whittrio Fixed Wireless · not low latency | 100 / 50 |
May also be available: Brightspeed, Wisper ISP.
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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