165 Ellsworth Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 165 Ellsworth Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,745 sqft · built 2010
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$237,800 (Sep 2019)
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Nov 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-30-002-002.008`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-30-002-002.008`
Alternative APN	`2507025030002000000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft
Attic	Attic
Attic Area	436 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	466 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2507025030002002008
Street Address	165 ELLSWORTH DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 THE CEDARS PLAT 1
Legal Range	11W
Legal Township	45N
Legal Section	25
Legal Subdivision	THCED1-THE CEDARS PLAT 1
Legal Lot Number	2
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3028
Census Tract	70800

Owner

165 Ellsworth Dr is owned and occupied by an individual who acquired it in November 2022.

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	165 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Line of Credit MISSOURI CU
Nov 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK
May 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GOODMORTGAGE.COM
Nov 17, 2022	Deed, Transfer
Sep 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage MID AMERICA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Oct 24, 2011 · Amount on File
Deed Document Number	20195351
Last Transfer Date	Nov 16, 2022
Transfer Doc	000503/902
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	165 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0238/0929
Date	Apr 26, 2017
Book Page	D0238/0929
Instrument	201702469

Lender

Name	MISSOURI CU
Type	Credit Union
Address	HOLTS SUMMIT, MO 65043

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Apr 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	165 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201907328
Date	Nov 25, 2019
Instrument	201907328

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2039

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	165 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000246/735
Date	May 18, 2021
Book Page	246/735
Instrument	202103801

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 17, 2022
Property Address	165 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Document Number	000503/902
Book / Page	503 / 902
Instrument Date	Nov 16, 2022
Instrument	202207158
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Sep 4, 2019
Property Address	165 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Document Number	0201905351
Book / Page	883
Instrument Date	Aug 30, 2019
Instrument	201905351
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662

Mortgage

Document Number	0201905352
Date	Sep 4, 2019
Instrument	201905352

Lender

Name	MID AMERICA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 165 Ellsworth Dr was $1,983, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,983.00 (-2.51%)	$32,627 (-)	$171,720 (-)
2024	$2,034.00 (+0.1%)	$32,627 (-)	$171,720 (-)
2023	$2,032.00 (+1.45%)	$32,627 (+1.48%)	$171,720
2022	$2,003.00	$32,152 Land $4,750 Building $27,402
2021			$169,220 Land $25,000 Building $144,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 165 Ellsworth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Ellsworth Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Wisper ISP.

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