195 Ellsworth Dr, Holts Summit, MO 65043 Property Records

Callaway County property record for 195 Ellsworth Dr, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,757 sqft · built 2011
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$186,850 (Aug 2026)
Tax Bill	$2,743 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-07.0-25.0-30-002-002.011`

Property Details

APN / Parcel Number

Primary APN	`25-07.0-25.0-30-002-002.011`
Alternative APN	`2507025030002000000`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,757 sqft Living Area
1st Floor Area	1,757 sqft
Basement Area	1,757 sqft
Finished Basement	1,200 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	2507025030002002011
Street Address	195 ELLSWORTH DR
City	HOLTS SUMMIT
State	MO
Zip	65043-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 THE CEDARS PLAT 1
Legal Range	11W
Legal Township	45N
Legal Section	25
Legal Subdivision	THCED1-THE CEDARS PLAT 1
Legal Lot Number	5
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3028
Census Tract	70800

Owner

195 Ellsworth Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Callaway County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Nov 26, 2025	Warranty Deed, Transfer · Commercial Mortgage THE TIPTON LATHAM BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Nov 26, 2025 · Amount on File
Deed Document Number	20264913
Deed Book / Page	529 / 431
Prior Transfer Date	Nov 10, 2010
Prior Transfer Doc	0000016678
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 18, 2026
Property Address	195 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Document Number	0000004913
Book / Page	529 / 431
Instrument Date	Aug 14, 2026
Instrument	20264913
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MIDWEST PRFD TITLE, MIDWEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662

Mortgage

Document Number	0000004914,
Date	Aug 18, 2026
Book Page	529/432
Instrument	20264914

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 26, 2025
Property Address	195 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662
Document Number	000523/998
Book / Page	523 / 998
Instrument Date	Nov 14, 2025
Instrument	202506690
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ELLSWORTH DR, HOLTS SUMMIT, MO 65043-1662

Mortgage

Document Number	0202506691
Date	Nov 26, 2025
Instrument	202506691

Lender

Name	THE TIPTON LATHAM BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 195 Ellsworth Dr was $2,743, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Holts Summit City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,743.00 (-2.49%)	$45,129 (-)	$237,520 (-)
2024	$2,813.00 (+0.07%)	$45,129 (-)	$237,520 (-)
2023	$2,811.00 (+1.04%)	$45,129 (+1.06%)	$237,520
2022	$2,782.00	$44,654 Land $4,750 Building $39,904
2021			$235,020 Land $25,000 Building $210,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Ellsworth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Ellsworth Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Wisper ISP.

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