Erie County and Lancaster Town property record for 19 Stephens Ct, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,752 sqft · built 1954 |
| Lot Size | 0.254 acres (11,040 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $8,292 (2026) |
| Deeds & Mortgages | Sep 2023 Transfer Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.36-2-22 |
| Primary APN | 145203 115.36-2-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,752 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Upper Floors Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,040 sqft (0.254 acres) |
| Lot Dimensions | 138 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 19 STEPHENS CT |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SC 7 2015 16 8O X 135.37 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14300 |
19 Stephens Ct is owner-occupied and held in a trust since September 2023.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 19 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2023 | Intrafamily Transfer, Transfer |
| Oct 19, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2023 |
| Transfer Doc | 0114219157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 15, 2023 |
| Property Address | 19 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Number | 0114219157 |
| Book / Page | 11421 / 9157 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2023159274 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 19 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 19 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Number | 0138339031 |
| Book / Page | 013833 / 009031 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 19 STEPHENS CT LANCASTER NY 140862631, LANCASTER, NY 14086-2631 |
| Document Number | 0138339031 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 013833/009031 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 19 Stephens Ct was $8,292 with a homeowner's exemption, up 32.4% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,292.00 (+32.35%) Homeowner's exemption | ||
| 2025 | $6,265.00 (-22.45%) | $249,000 (-) Land $42,400 Building $206,600 | $389,063 (+12.51%) Land $66,250 Building $322,813 |
| 2024 | $8,079.00 Homeowner's exemption | $249,000 (-) Land $42,400 Building $206,600 | $345,800 (+4.16%) Land $58,883 Building $286,917 |
| 2023 | Homeowner's exemption | $249,000 (-) Land $42,400 Building $206,600 | $332,000 (+16%) Land $56,533 Building $275,467 |
| 2022 | $249,000 Land $42,400 Building $206,600 | $286,200 Land $48,734 Building $237,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Stephens Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Stephens Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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