26 Stephens Ct, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 26 Stephens Ct, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,284 sqft · built 1956
Lot Size	0.242 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2004)
Tax Bill	$4,435 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145203 115.28-4-26`

Property Details

APN / Parcel Number

Primary APN	`145203 115.28-4-26`
Alternative APN	`52031152800004026000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	10,500 sqft (0.242 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	26 STEPHENS CT
City	LANCASTER
State	NY
Zip	14086-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SC 7 2015 3 75 X 14O
Legal Block	4
Legal Lot Number	26.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1000
Census Tract	14300

Owner

Source: Erie County and Lancaster Town records · APN 145203 115.28-4-26

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	26 STEPHENS CT, LANCASTER, NY 14086-2631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2004 · Amount on Record
Deed Sale	Aug 30, 2004 · Amount on Record
Prior Sale	Jan 07, 1994 · Amount on Record
Deed Document Number	2004801
Deed Book / Page	11082 / 19
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	26 STEPHENS CT, LANCASTER, NY 14086-2631
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138938320
Date	Apr 24, 2019
Book Page	13893/8320
Instrument	2019078233

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LANCASTER, NY 14086

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,435.00 (-21.84%)	$171,000 (-) Land $42,100 Building $128,900	$267,188 (+12.5%) Land $65,781 Building $201,407
2024	$5,674.00 Homeowner's exemption Senior Citizen's exemption	$171,000 (-) Land $42,100 Building $128,900	$237,500 (+4.17%) Land $58,472 Building $179,028
2023	Homeowner's exemption Senior Citizen's exemption	$171,000 Land $42,100 Building $128,900	$228,000 Land $56,133 Building $171,867

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 301 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ECWA DIRECT public/private · serves 313,380 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.