Erie County and Lancaster Town property record for 14 Stephens Ct, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,104 sqft · built 1963 |
| Lot Size | 0.293 acres (12,740 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Jan 2022) |
| Tax Bill | $7,380 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.36-1-12 |
| Primary APN | 145203 115.36-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 2,104 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 12,740 sqft (0.293 acres) |
| Lot Dimensions | 140 ft deep x 90.6 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 292 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 14 STEPHENS CT |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SC 7 2015 1 90.6 X 14O |
| Legal Subdivision | HOLLAND LAND COMPANY SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14300 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 2, 2018 | Deed of Trust, Mortgage · Line of Credit LANCASTER-DEPEW FCU |
| Jan 21, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on Record |
| Deed Sale | Jan 21, 2022 · Amount on Record |
| Prior Sale | Nov 7, 2016 · Amount on Record |
| Deed Document Number | 20222022013505 |
| Deed Book / Page | 11394 / 8366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 14 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0138541075 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 13854/1075 |
| Instrument | 2018085715 |
| Name | LANCASTER-DEPEW FCU |
|---|---|
| Type | Credit Union |
| Address | DEPEW, NY 14043 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jan 21, 2022 |
| Property Address | 14 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Number | 0113948366 |
| Book / Page | 11394 / 8366 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2022013505 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Name | Verified Name |
|---|---|
| Address | 14 STEPHENS CT, LANCASTER, NY 14086-2631 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,380.00 (+212.18%) | ||
| 2025 | $2,364.00 (-67.1%) | $220,000 (-) Land $40,900 Building $179,100 | $343,750 (+12.48%) Land $63,906 Building $279,844 |
| 2024 | $7,185.00 | $220,000 (-) Land $40,900 Building $179,100 | $305,600 (+4.19%) Land $56,814 Building $248,786 |
| 2023 | $220,000 Land $40,900 Building $179,100 | $293,300 Land $54,527 Building $238,773 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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