Erie County and Lancaster Town property record for 27 Stephens Ct, Lancaster, NY 14086 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1951 |
| Lot Size | 0.236 acres (10,275 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Mar 2006) |
| Tax Bill | $4,411 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.28-4-15 |
| Primary APN | 145203 115.28-4-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,275 sqft (0.236 acres) |
| Lot Dimensions | 137 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 27 STEPHENS CT |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC 7 2015 14 75 X 137.27 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 15.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14300 |
Source: Erie County and Lancaster Town records · APN 145203 115.28-4-15
Assessment roll updated May 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| May 12, 2026 | Transfer |
| May 12, 2026 | Intrafamily Transfer, Transfer Quitclaim |
| Sep 14, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2006 · Amount on Record |
| Deed Sale | Mar 17, 2006 · Amount on Record |
| Prior Sale | May 05, 2004 · Amount on Record |
| Deed Document Number | 200663254 |
| Deed Book / Page | 11110 / 9691 |
| Last Transfer Date | May 01, 2026 |
| Transfer Doc | 0000087583 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 30, 2026 |
| Property Address | 27 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Number | 0000118602 |
| Book / Page | 14203 / 2828 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 2026118602 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 27 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Number | 0000118602, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 14203/2828 |
| Instrument | 2026118602 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Jurisdiction | ERIE NY |
|---|---|
| Recording Date | May 12, 2026 |
| Property Address | 27 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Number | 0000087582 |
| Book / Page | 11460 / 7485 |
| Instrument Date | May 01, 2026 |
| Instrument | 202687582 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | May 12, 2026 |
| Property Address | 27 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Number | 0000087583 |
| Book / Page | 11460 / 7488 |
| Instrument Date | May 01, 2026 |
| Instrument | 202687583 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 14, 2021 |
| Property Address | 27 STEPHENS CT, LANCASTER, NY 14086-2631 |
| Document Number | 0113871099 |
| Book / Page | 11387 / 1099 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021181355 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 STEPHENS CT, 27, LANCASTER, NY 14086-2631 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 739 LAUREN CIR, LAWRENCEVILLE, GA 30043-3766 |
Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,411.00 (-21.83%) | $170,000 (-) Land $41,800 Building $128,200 | $265,625 (+12.51%) Land $65,312 Building $200,313 |
| 2024 | $5,643.00 Homeowner's exemption Senior Citizen's exemption | $170,000 (-) Land $41,800 Building $128,200 | $236,100 (+4.15%) Land $58,053 Building $178,047 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $170,000 Land $41,800 Building $128,200 | $226,700 Land $55,742 Building $170,958 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290143001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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