19 River Rd, Epsom, NH 03234 Property Records

Merrimack County and Epsom Town property record for 19 River Rd, Epsom, NH 03234

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,751 sqft · built 1930
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2024)
Tax Bill	$9,640 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`EPSO M:00U14 L:000019 S:000000`

Property Details

APN / Parcel Number

Primary APN	`EPSO M:00U14 L:000019 S:000000`
Alternative APN	`M:00U14 B:000019 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,751 sqft Living Area
Gross Area	4,174 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	19 RIVER RD
City	EPSOM
State	NH
Zip	03234-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES/AG
Legal Lot Number	19
Jurisdiction	EPSOM TOWN NH
Township / Civil Division	EPSOM
Census Block Group	2
Census Block	2040
Census Tract	34000

Owner

19 River Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Merrimack County and Epsom Town records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 RIVER RD, EPSOM, NH 03234-4220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on File
Deed Sale	Sep 20, 2024 · Amount on File
Deed Document Number	202413361
Deed Book / Page	3868 / 724
Prior Transfer Date	Sep 19, 2024
Prior Transfer Doc	0000013361
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Recording Date	Sep 21, 2026
Property Address	19 RIVER RD, EPSOM, NH 03234-4220
Document Number	0000015502
Book / Page	3944 / 233
Instrument Date	Sep 16, 2026
Instrument	202615502
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 RIVER RD, EPSOM, NH 03234-4220

Mortgage

Document Number	0000015502,
Date	Sep 21, 2026
Book Page	3944/233
Instrument	202615502

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Recording Date	Apr 14, 2026
Property Address	19 RIVER RD, EPSOM, NH 03234-4220
Document Number	0000005610
Book / Page	3925 / 2854
Instrument Date	Mar 25, 2026
Instrument	20265610
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 RIVER RD, EPSOM, NH 03234-4220

Mortgage

Document Number	0000005610,
Date	Apr 14, 2026
Book Page	3925/2854
Instrument	20265610

Lender

Name	CROSSCOUNTY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 19 River Rd was $9,640, up 20.2% from the year before.

Source: Merrimack County and Epsom Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Epsom Town
Elementary School District	Epsom School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,640.00 (+20.21%)	$549,600 (+82.59%) Land $193,000 Building $356,600
2024	$8,019.00	$301,000 Land $104,600 Building $196,400
2023			$257,165
2022	$7,176.00	$301,000 Land $104,600 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 River Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2007)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPSOM VILLAGE WATER DISTRICT serves 800 people · EPA ID NH0771010
Water Source	Groundwater
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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