18 River Rd, Epsom, NH 03234 Property Records

Merrimack County and Epsom Town property record for 18 River Rd, Epsom, NH 03234

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,211 sqft · built 1967
Lot Size	3.7 acres (161,172 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,074 (2025)
Deeds & Mortgages	Sep 2021 Refinance Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`EPSO M:00U14 L:000026 S:000000`

Property Details

APN / Parcel Number

Primary APN	`EPSO M:00U14 L:000026 S:000000`
Alternative APN	`M:00U14 B:000026 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,211 sqft Living Area
Gross Area	4,991 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	161,172 sqft (3.7 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	18 RIVER RD
City	EPSOM
State	NH
Zip	03234-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES/AG
Legal Lot Number	26
Jurisdiction	EPSOM TOWN NH
Township / Civil Division	EPSOM
Census Block Group	2
Census Block	2039
Census Tract	34000

Owner

Source: Merrimack County and Epsom Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 RIVER RD, EPSOM, NH 03234-4224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Property Address	18 RIVER RD, EPSOM, NH 03234-4224
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100023581
Date	Sep 13, 2021
Book Page	3758/1244
Instrument	202100023581

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Property Address	18 RIVER RD, EPSOM, NH 03234-4224
Document Number	0036520423
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 RIVER RD EPSOM NH 032344224, EPSOM, NH 03234-4224

Mortgage

Document Number	0036520423
Date	Oct 24, 2019
Book Page	003652/000423
Instrument	19877

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EPSOM TOWN NH
Property Address	18 RIVER RD, EPSOM, NH 03234-4224
Document Number	0036020935
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 RIVER RD EPSOM NH 032344224, EPSOM, NH 03234-4224

Mortgage

Document Number	0036020935
Date	Jul 26, 2018
Book Page	003602/000935
Instrument	13007

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EPSOM TOWN NH
Recording Date	Jul 26, 2017
Property Address	18 RIVER RD, EPSOM, NH 03234-4224
Document Number	0035640988
Book / Page	003564 / 000988
Instrument Date	Jul 19, 2017
Instrument	13704
Transaction Type	Transfer
Record Updated	Aug 14, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 RIVER RD EPSOM NH 032344224, EPSOM, NH 03234-4224

Tax Assessment & Valuation

Source: Merrimack County and Epsom Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Epsom Town
Elementary School District	Epsom School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,074.00 (+18.53%)	$460,300 (+80.02%) Land $187,500 Building $272,800
2024	$6,812.00 (+11.75%)	$255,700 (-) Land $104,300 Building $151,400
2023			$352,545
2022	$6,096.00	$255,700 Land $104,300 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2007)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPSOM VILLAGE WATER DISTRICT serves 800 people · EPA ID NH0771010
Water Source	Groundwater
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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