Fluvanna County property record for 24 E Point Rd, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,232 sqft Living Area |
| Lot Size | 16,204 sqft (0.372 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $247,000 (2022) |
| Tax Bill | $2,147.00 (2025) |
| Primary APN | 18A 6 74 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 3,320 sqft Gross Area |
| 1st Floor | 1,232 sqft 1st Floor |
| Stories | 1 Stories |
| Sunroom | Sunroom |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,204 sqft (0.372 acres) |
| Shed | 1 Shed |
|---|---|
| Deck Area | 192 sqft Deck |
| Porch Area | 312 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3212 |
|---|---|
| Street Address | 24 E POINT RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2049 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | INST 220000142 RIVERSIDE-6 LOT 74 16,190 SF |
| Legal Subdivision | LAKE MONTICELLO |
| Legal Block | 7 |
| Legal Lot Number | 74 |
| Jurisdiction | FLUVANNA VA |
| Minor Civil Division | PALMYRA |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 20101 |
Source: Fluvanna County records · APN 18A 6 74
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 05, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage RMK FINANCIAL CORP |
| Oct 02, 2008 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Mar 15, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Dec 05, 2006 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY MORTGAGE CO |
| Jan 13, 2022 | Deed, Transfer · Conventional Mortgage FINANCE AMERICA MTG LLC |
| Sep 28, 2020 | Deed, Transfer · Conventional Mortgage C & F MORTGAGE CORP |
| Feb 24, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 13, 2022 · Amount on Record |
| Deed Sale | Jan 13, 2022 · Amount on Record |
| Prior Sale | Sep 28, 2020 · Amount on Record |
| Deed Doc Number | 2022142 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001703242 |
|---|---|
| Date | Oct 05, 2017 |
| Instrument | 1703242 |
| Name | RMK FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jan 01, 2021 |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.25% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000776/732 |
|---|---|
| Date | Oct 02, 2008 |
| Book Page | 776/732 |
| Instrument | 4472 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000870/054 |
|---|---|
| Date | Mar 15, 2012 |
| Book Page | 870/054 |
| Instrument | 1200881 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2042 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000709/436 |
|---|---|
| Date | Dec 05, 2006 |
| Book Page | 709/436 |
| Instrument | 7125 |
| Name | PROSPERITY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BALTIMORE, MD 21297 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2036 |
| Rate | 6.37% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jan 13, 2022 |
| Property Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Document Number | 0220000142 |
| Map Reference | DB 82 PG 480 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 220000142 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Document Number | 0220000143 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 220000143 |
| Name | FINANCE AMERICA MTG LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Sep 28, 2020 |
| Property Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Document Number | 0200003820 |
| Map Reference | DB 82 PG 480 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 200003820 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Document Number | 0200003821 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 200003821 |
| Name | C & F MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Feb 24, 2017 |
| Property Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Document Number | 0001700580 |
| Map Reference | PB 82 PG 480 |
| Instrument Date | Feb 09, 2017 |
| Instrument | 1700580 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 24 E POINT RD, PALMYRA, VA 22963-2049 |
| Document Number | 0001700581 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 1700581 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,500 (-) Land $30,000 Building $254,500 | $284,500 (-) Land $30,000 Building $254,500 | |
| 2025 | $2,147.00 (+23.25%) | $284,500 (+37.84%) Land $30,000 Building $254,500 | $284,500 (+37.84%) Land $30,000 Building $254,500 |
| 2023 | $206,400 Land $30,000 Building $176,400 | $206,400 Land $30,000 Building $176,400 | |
| 2022 | $1,742.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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