14 Downs St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 14 Downs St, Clayton, NJ 08312 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,092 sqft · built 2004
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on File
Last Sale	$266,809 (Sep 2004)
Tax Bill	$12,611 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01001-02-00008`

Property Details

APN / Parcel Number

Primary APN	`01-01001-02-00008`
Alternative APN	`0101001000200008`

Interior

Building Area	3,092 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	9,714 sqft (0.223 acres)

Location & Zoning

Street Address	14 DOWNS ST
City	CLAYTON
State	NJ
Zip	08312-2160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HARVEST MDWS
Legal Block	1001
Legal Lot Number	8
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1058
Census Tract	501502

Owner

Source: Gloucester County and Clayton Borough records · APN 01-01001-02-00008

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 DOWNS ST, CLAYTON, NJ 08312-2160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 22, 2004 · Amount on Record
Deed Sale	Sep 22, 2004 · Amount on Record
Deed Document Number	200465416
Deed Book / Page	3842 / 240
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	14 DOWNS ST, CLAYTON, NJ 08312-2160
Transaction Type	Mortgage
Record Updated	Jul 08, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027792
Date	May 18, 2021
Book Page	16931/167
Instrument	27792

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 01, 2031

Tax Assessment & Valuation

Source: Gloucester County and Clayton Borough records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$515,500 (+5.01%) Land $77,100 Building $438,400	$515,500 (+5.01%) Land $77,100 Building $438,400
2025	$12,611.00 (+3.8%)	$490,900 (+98.1%) Land $77,100 Building $413,800	$490,900 (+98.1%) Land $77,100 Building $413,800
2024	$12,149.00 (+22.67%)
2023		$247,800 Land $41,200 Building $206,600	$247,800 Land $41,200 Building $206,600
2022	$9,904.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gloucester County (34015C), updated August 16, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.