18916 3rd St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 18916 3rd St E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,547 sqft · built 1998
Lot Size	1.34 acres (58,534 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Aug 2019)
Tax Bill	$10,632 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`700096-0-190`

Property Details

APN / Parcel Number

Primary APN	`700096-0-190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,547 sqft Living Area
Gross Area	4,343 sqft
1st Floor Area	1,803 sqft
Upper Floors Area	1,744 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	58,534 sqft (1.34 acres)
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,892 sqft
Deck Area	568 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	18916 3RD ST E
City	LAKE TAPPS
State	WA
Zip	98391-6261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 22 BRIDLECREEK ESTATES L 19 (WETLAND & BUFFER 27,373 SQ FT) TOG/W PRI RD EASE OF REC OUT OF 2-034, 2-044 & 2-045 SEG J0534 MD 2/24/98MD
Legal Range	05
Legal Township	20
Legal Section	04
Legal Subdivision	BRIDLECREEK ESTATES
Legal Lot Number	19
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1005
Census Tract	70315

Owner

18916 3rd St E is owned and occupied by two individuals who bought it in August 2019.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18916 3RD ST E, LAKE TAPPS, WA 98391-6261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 8, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on File
Deed Sale	Aug 8, 2019 · Amount on File
Prior Sale	Aug 30, 2013 · Amount on File
Deed Document Number	2019531
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18916 3RD ST E, LAKE TAPPS, WA 98391-6261
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012270184
Date	Dec 27, 2021
Instrument	202112270184

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 8, 2019
Property Address	18916 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	0008080531
Map Reference	DOC 9802120053
Instrument Date	Jul 30, 2019
Instrument	201908080531
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,795.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18916 3RD ST E, LAKE TAPPS, WA 98391-6261

Mortgage

Document Number	0008080532
Date	Aug 8, 2019
Instrument	201908080532

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 18916 3rd St E was $10,632, up 6.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,632.00 (+6.33%)	$1,041,600 Land $390,000 Building $651,600	$1,041,600 Land $390,000 Building $651,600
2025	$9,999.00 (+10.32%)
2024	$9,064.00 (-0.94%)	$915,900 (-2.35%) Land $339,000 Building $576,900	$915,900 (-2.35%) Land $339,000 Building $576,900
2023	$9,150.00	$937,900 Land $344,400 Building $593,500	$937,900 Land $344,400 Building $593,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18916 3rd St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18916 3rd St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Skynet Broadband.

Nearby Properties on 3rd St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures