18928 3rd St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 18928 3rd St E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 2,888 sqft · built 1998
Lot Size	0.978 acres (42,609 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Oct 2021)
Tax Bill	$9,828 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`700096-0-220`

Property Details

APN / Parcel Number

Primary APN	`700096-0-220`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,888 sqft Living Area
Gross Area	3,573 sqft
1st Floor Area	1,233 sqft
Upper Floors Area	1,655 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	42,609 sqft (0.978 acres)
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	975 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	18928 3RD ST E
City	LAKE TAPPS
State	WA
Zip	98391-6261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 21 BRIDLECREEK ESTATES L 22 TOG/W PRI RD EASE OF REC OUT OF 2-034, 2-044 & 2-045 SEG J0534 MD 2/24/98MD
Legal Range	05
Legal Township	20
Legal Section	04
Legal Subdivision	BRIDLECREEK ESTATES
Legal Lot Number	22
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1005
Census Tract	70315

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	18928 3RD ST E, LAKE TAPPS, WA 98391-6261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on File
Deed Sale	Oct 13, 2021 · Amount on File
Prior Sale	May 1, 2001 · Amount on File
Deed Document Number	2021354
Prior Transfer Date	Apr 7, 2011
Prior Transfer Doc	0000000528
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 13, 2021
Property Address	18928 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	0010130354
Map Reference	DOC 9802120053
Instrument Date	Oct 8, 2021
Instrument	202110130354
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18928 3RD ST E, LAKE TAPPS, WA 98391-6261

Mortgage

Document Number	0010130355
Date	Oct 13, 2021
Instrument	202110130355

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18928 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	2004220064
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18928 3RD ST E LAKE TAPPS WA 983916261, LAKE TAPPS, WA 98391-6261

Mortgage

Document Number	2004220064
Date	Apr 22, 2020
Instrument	202004220064

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2045

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18928 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	1706130367
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	18928 3RD ST E LAKE TAPPS WA 983916261, LAKE TAPPS, WA 98391-6261

Mortgage

Document Number	1706130367
Date	Jun 13, 2017
Instrument	201706130367

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,828.00 (+4.92%)	$961,600 (+11.39%) Land $413,000 Building $548,600	$961,600 (+11.39%) Land $413,000 Building $548,600
2025	$9,367.00 (+9.53%)
2024	$8,552.00 (-0.89%)	$863,300 (-2.3%) Land $365,700 Building $497,600	$863,300 (-2.3%) Land $365,700 Building $497,600
2023	$8,629.00	$883,600 Land $371,600 Building $512,000	$883,600 Land $371,600 Building $512,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Skynet Broadband.

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