18809 3rd St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 18809 3rd St E, Lake Tapps, WA 98391 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2004
Square Footage3,384 sqft Living Area
Lot Size2.19 acres
OccupancyOwner Occupied
Last Sale$830,000 (2020)
Tax Bill$9,952.00 (2025)

Owner

Source: Pierce County records · APN 700096-0-040

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18809 3RD ST E, LAKE TAPPS, WA 98391-6265
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · Line of Credit
HARBORSTONE CU
Nov 16, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 05, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2020 · Amount on Record
Deed SaleNov 16, 2020 · Amount on Record
Prior SaleMay 30, 2007 · Amount on Record
Deed Doc Number20201104
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address18809 3RD ST E, LAKE TAPPS, WA 98391-6265
Transaction TypeMortgage
Record UpdatedMar 05, 2026
Title CompanyPST

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002250258
DateFeb 25, 2026
Instrument202602250258
Lender
NameHARBORSTONE CU
TypeCredit Union
AddressMCCHORD AFB, WA 98438
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateNov 16, 2020
Property Address18809 3RD ST E, LAKE TAPPS, WA 98391-6265
Document Number0011161104
Map ReferenceDOC 9802120053
Instrument DateNov 04, 2020
Instrument202011161104
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$13,874.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21611 43RD AVENUE CT E, SPANAWAY, WA 98387-6843

Mortgage

Document Number0011161105
DateNov 16, 2020
Instrument202011161105
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address18809 3RD ST E, LAKE TAPPS, WA 98391-6265
Document Number1902190291
Instrument DateFeb 05, 2019
Transaction TypeMortgage
Record UpdatedFeb 27, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address18809 3RD ST E LAKE TAPPS WA 983916265, LAKE TAPPS, WA 98391-6265

Mortgage

Document Number1902190291
DateFeb 19, 2019
Instrument201902190291
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 18, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictDieringer School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,036,600 (+13.45%) Land $396,200 Building $640,400$1,036,600 (+13.45%) Land $396,200 Building $640,400
2025$9,952.00 (+10.05%)
2024$9,043.00 (-1.36%)$913,700 (-2.78%) Land $341,900 Building $571,800$913,700 (-2.78%) Land $341,900 Building $571,800
2023$9,168.00$939,800 Land $347,400 Building $592,400$939,800 Land $347,400 Building $592,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 16% of Washington
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN700096-0-040

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area3,384 sqft Living Area
Gross Area872 sqft Gross Area
1st Floor1,636 sqft 1st Floor
Upper Floors1,748 sqft Upper Floors
Laundry RoomLaundry Room
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2004
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area95,507 sqft
Parking Spaces6 Parking Spaces
Garage TypeAttached Garage
Garage Area872 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Deck Area170 sqft Deck
Patio Area170 sqft Patio
Porch Area1,038 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address18809 3RD ST E
CityLAKE TAPPS
StateWA
Zip98391-6265
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 21 BRIDLECREEK ESTATES L 4 TOG/W PRI RD EASE OF REC OUT OF 2-034, 2-044 & 2-045 SEG J0534 MD 2/24/98 (WETLAND & BUFFER 68,600 SQ FT)
Legal Range05
Legal Township20
Legal Section04
Legal SubdivisionBRIDLECREEK ESTATES
Legal Lot Number4
JurisdictionPIERCE WA
Minor Civil DivisionPUYALLUP
Census Blockgroup1
Census Block1005
Census Tract70315

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