18920 3rd St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 18920 3rd St E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,291 sqft · built 1998
Lot Size	1.96 acres (85,661 sqft)
Owner	2 Individual Names on File
Last Sale	$674,719 (Jul 2017)
Tax Bill	$10,178 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`700096-0-200`

Property Details

APN / Parcel Number

Primary APN	`700096-0-200`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,291 sqft Living Area
Gross Area	4,071 sqft
1st Floor Area	1,424 sqft
Upper Floors Area	1,862 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	85,661 sqft (1.96 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Storage Building	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	18920 3RD ST E
City	LAKE TAPPS
State	WA
Zip	98391-6261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 21 BRIDLECREEK ESTATES L 20 TOG/W PRI RD EASE OF RECORD OUT OF 2-034, 2-044 & 2-045 SEG J0534 MD 2/24/98MD (WETLAND & BUFFER 53,022 SQ FT)
Legal Range	05
Legal Township	20
Legal Section	04
Legal Subdivision	BRIDLECREEK ESTATES
Legal Lot Number	20
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1005
Census Tract	70315

Owner

18920 3rd St E is owned and occupied by two individuals who acquired it in January 2021.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18920 3RD ST E, LAKE TAPPS, WA 98391-6261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jan 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jul 26, 2017	Warranty Deed, Transfer · Conventional with PMI OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2017 · Amount on File
Deed Sale	Jul 26, 2017 · Amount on File
Prior Sale	Oct 31, 2002 · Amount on File
Deed Document Number	2017564
Last Transfer Date	Jan 5, 2021
Transfer Doc	0000000488
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18920 3RD ST E, LAKE TAPPS, WA 98391-6261
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010200276
Date	Oct 20, 2022
Instrument	202210200276

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Jan 7, 2021
Property Address	18920 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	0001070488
Map Reference	DOC 9802120053
Instrument Date	Jan 5, 2021
Instrument	202101070488
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	88 SILVA LN, MIDDLETOWN, RI 02842-7634

Mortgage

Document Number	0001070489
Date	Jan 7, 2021
Instrument	202101070489

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18920 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	2006300464
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18920 3RD ST E LAKE TAPPS WA 983916261, LAKE TAPPS, WA 98391-6261

Mortgage

Document Number	2006300464
Date	Jun 30, 2020
Instrument	202006300464

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 26, 2017
Property Address	18920 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	1707260564
Instrument Date	Jul 19, 2017
Instrument	201707260564
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,020.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18920 3RD ST E LAKE TAPPS WA 983916261, LAKE TAPPS, WA 98391-6261

Mortgage

Document Number	1707260565
Date	Jul 26, 2017
Instrument	201707260565

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 18920 3rd St E was $10,178, up 5.4% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,178.00 (+5.36%)	$996,200 Land $406,200 Building $590,000	$996,200 Land $406,200 Building $590,000
2025	$9,660.00 (+9.89%)
2024	$8,791.00 (-0.94%)	$887,800 (-2.34%) Land $354,000 Building $533,800	$887,800 (-2.34%) Land $354,000 Building $533,800
2023	$8,874.00	$909,100 Land $359,700 Building $549,400	$909,100 Land $359,700 Building $549,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18920 3rd St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18920 3rd St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Skynet Broadband.

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