18921 3rd St E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 18921 3rd St E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,866 sqft · built 1998
Lot Size	1.18 acres (51,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (May 2024)
Tax Bill	$9,859 (2026)
Deeds & Mortgages	May 2026 Mortgage May 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`700096-0-010`

Property Details

APN / Parcel Number

Primary APN	`700096-0-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,866 sqft Living Area
Gross Area	3,646 sqft
1st Floor Area	1,364 sqft
Upper Floors Area	1,501 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	51,683 sqft (1.18 acres)
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	198 sqft
Patio Area	198 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	18921 3RD ST E
City	LAKE TAPPS
State	WA
Zip	98391-6261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 21 BRIDLECREEK ESTATES L 1 TOG/W PRI RD EASE OF REC OUT OF 2-034, 2-044 & 2-045 SEG J0534 MD 2/24/98 (WETLAND & BUFFER 15,579 SQ FT)
Legal Range	05
Legal Township	20
Legal Section	04
Legal Subdivision	BRIDLECREEK ESTATES
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	1
Census Block	1005
Census Tract	70315

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18921 3RD ST E, LAKE TAPPS, WA 98391-6261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
May 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
May 3, 2024	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Mar 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 6, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Jun 2, 2006 · Amount on Record
Deed Document Number	2024114
Prior Transfer Date	Mar 13, 2020
Prior Transfer Doc	0000180774
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	May 15, 2026
Property Address	18921 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	0000000041
Instrument Date	May 11, 2026
Instrument	202641
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18921 3RD ST E, LAKE TAPPS, WA 98391-6261

Mortgage

Document Number	0000000041,
Date	May 15, 2026
Instrument	202641

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18921 3RD ST E, LAKE TAPPS, WA 98391-6261
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5921 119TH AVE E, PUYALLUP, WA 98372-2867

Mortgage

Document Number	0005030115
Date	May 3, 2024
Instrument	202405030115

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 3, 2024
Property Address	18921 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	0005030114
Map Reference	DOC 9802120053
Instrument Date	Apr 29, 2024
Instrument	202405030114
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$18,635.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18921 3RD ST E, LAKE TAPPS, WA 98391-6261

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18921 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	2101040965
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18921 3RD ST E LAKE TAPPS WA 983916261, LAKE TAPPS, WA 98391-6261

Mortgage

Document Number	2101040965
Date	Jan 4, 2021
Instrument	202101040965

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 18, 2020
Property Address	18921 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	2003180774
Instrument Date	Mar 13, 2020
Instrument	202003180774
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18921 3RD ST E LAKE TAPPS WA 983916261, LAKE TAPPS, WA 98391-6261

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	18921 3RD ST E, LAKE TAPPS, WA 98391-6261
Document Number	1811300394
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18921 3RD ST E LAKE TAPPS WA 983916261, LAKE TAPPS, WA 98391-6261

Mortgage

Document Number	1811300394
Date	Nov 30, 2018
Instrument	201811300394

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 29, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,859.00 (+6.32%)	$964,600 (-2.73%) Land $409,800 Building $554,800	$964,600 (-2.73%) Land $409,800 Building $554,800
2025	$9,273.00 (+9.74%)	$991,700 (+16.3%) Land $421,300 Building $570,400	$991,700 (+16.3%) Land $421,300 Building $570,400
2024	$8,450.00 (-1.16%)	$852,700 (-2.57%) Land $347,000 Building $505,700	$852,700 (-2.57%) Land $347,000 Building $505,700
2023	$8,549.00	$875,200 Land $352,500 Building $522,700	$875,200 Land $352,500 Building $522,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Skynet Broadband.

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