Osceola County property record for 1890 Raymond Dr, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,212 sqft Heated Area |
| Lot Size | 12,807 sqft (0.294 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $21,000 (1999) |
| Tax Bill | $2,481.00 (2025) |
| Primary APN | 84966 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,212 sqft Heated Area |
| Gross Area | 3,805 sqft Gross Area |
| 1st Floor | 2,012 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,807 sqft (0.294 acres) |
| Depth X Width | 134 ft x 96 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 662 sqft Garage |
| Porch | Enclosed Porch |
| Porch Area | 330 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 84966 |
|---|---|
| Old Parcel Number | 142630398800010090 |
| Street Address | 1890 RAYMOND DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5547 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LORRAINE ESTATES UNIT 3 PB 5 PG 53 LOT 9 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | LORRAINE EST 1-4 |
| Legal Tract | 855 |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 43303 |
Source: Osceola County records · APN 84966
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1890 RAYMOND DR, SAINT CLOUD, FL 34769-5547 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 26, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 04, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 1999 · Amount on Record |
| Deed Sale | Feb 02, 1999 · Amount on Record |
| Deed Doc Number | 0157302021 |
| Deed Book / Page | 01573 / 02021 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1890 RAYMOND DR, SAINT CLOUD, FL 34769-5547 |
| Document Number | 0056860687 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1890 RAYMOND DR ST CLOUD FL 347695547, ST CLOUD, FL 34769-5547 |
| Document Number | 0056860687 |
|---|---|
| Date | Mar 05, 2020 |
| Book Page | 005686/000687 |
| Instrument | 32206 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1890 RAYMOND DR, SAINT CLOUD, FL 34769-5547 |
| Document Number | 0052672306 |
| Instrument Date | Jan 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1890 RAYMOND DR ST CLOUD FL 347695547, ST CLOUD, FL 34769-5547 |
| Document Number | 0052672306 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 005267/002306 |
| Instrument | 5769 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,481.00 (+6.76%) Homeowner's exemption | $181,486 (+5.99%) | $399,800 (+5.99%) Land $70,000 Building $329,800 |
| 2023 | $2,324.00 (+3.94%) Homeowner's exemption | $171,235 (+3%) | $377,200 (+28.56%) Land $55,000 Building $322,200 |
| 2022 | $2,236.00 Homeowner's exemption | $166,248 | $293,400 Land $50,000 Building $243,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 431 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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