1855 Raymond Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1855 Raymond Dr, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	2,000 sqft Living Area
Lot Size	11,761 sqft (0.27 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2021)
Tax Bill	$4,001.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0855-0001-0160`
Alternative APNs	`142630398800010160` `263014085500010160` `84973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,000 sqft Living Area
Gross Area	2,716 sqft Gross Area
1st Floor	2,000 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,761 sqft (0.27 acres)
Depth X Width	134 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Shed	1 Shed
Shed Area	120 sqft Shed
Porch Area	396 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1855 RAYMOND DR
City	SAINT CLOUD
State	FL
Zip	34769-5547
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LORRAINE ESTATES UNIT 3 PB 5 PG 53 LOT 16
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	LORRAINE ESTATES UNIT 3
Legal Tract	855
Legal Block	160
Legal Lot Number	16
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records · APN 14-26-30-0855-0001-0160

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1855 RAYMOND DR, SAINT CLOUD, FL 34769-5547
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Oct 03, 2003 · Amount on Record
Deed Doc Number	202165694
Deed Book / Page	5947 / 905
Last Transfer Date	Mar 12, 2025
Transfer Doc	0067612524
Record Refreshed	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 29, 2021
Property Address	1855 RAYMOND DR, SAINT CLOUD, FL 34769-5547
Document Number	0059470905
Book / Page	5947 / 905
Map Reference	MB 5 PG 53
Instrument Date	Apr 27, 2021
Instrument	2021065694
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	INTERNATIONAL TITLE COMPANY, INTERNATIONAL T&E CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 HIBISCUS RD, 470, CASSELBERRY, FL 32707-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1855 RAYMOND DR, SAINT CLOUD, FL 34769-5547

Mortgage

Document Number	5947908
Date	Apr 29, 2021
Instrument	5947/908

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,140.00 (+3.47%)	$274,226 (+5.99%)	$341,800 (+6.71%) Land $70,000 Building $271,800
2024	$4,001.00 (+2.59%)
2023	$3,900.00 (+3.53%) Homeowner's exemption	$258,736 (+3%)	$320,300 (+27.51%) Land $55,000 Building $265,300
2022	$3,767.00 Homeowner's exemption	$251,200 Land $50,000 Building $201,200	$251,200 Land $50,000 Building $201,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 431 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.