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1790 Raymond Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1790 Raymond Dr, Saint Cloud, FL 34769 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2017
Square Footage1,893 sqft Living Area
Lot Size11,979 sqft (0.275 acres)
OccupancyOwner Occupied
Last Sale$490,000 (2023)
Tax Bill$6,782.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-26-30-0855-0001-0120
Alternative APNs
  • 142630398800010120
  • 263014085500010120
  • 84969

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,893 sqft Living Area
Gross Area2,719 sqft Gross Area
1st Floor1,893 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,979 sqft (0.275 acres)
Depth X Width125 ft x 104 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area564 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area480 sqft Pool
Deck Area393 sqft Deck
Porch Area262 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1790 RAYMOND DR
CitySAINT CLOUD
StateFL
Zip34769-5520
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLORRAINE ESTATES UNIT 3 PB 5 PG 53 LOT 12
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionLORRAINE ESTATES UNIT 3
Legal Tract855
Legal Block120
Legal Lot Number12
Legal Unit3P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2019
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-0855-0001-0120

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1790 RAYMOND DR, SAINT CLOUD, FL 34769-5520
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 02, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Dec 14, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROYAL PACIFIC FUNDING CORP
Jun 27, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 14, 2023 · Amount on Record
Deed SaleDec 14, 2023 · Amount on Record
Prior SaleJun 27, 2017 · Amount on Record
Deed Doc Number2023162642
Deed Book / Page6519 / 335
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 02, 2026
Property Address1790 RAYMOND DR, SAINT CLOUD, FL 34769-5520
Document Number0000071047
Book / Page6979 / 1797
Instrument DateMay 25, 2026
Instrument202671047
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyDO NO USE, CARRINGTON MORTGAGE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1790 RAYMOND DR, SAINT CLOUD, FL 34769-5520
InvestorPossibly a Property Investor

Mortgage

Document Number0000071047,
DateJun 02, 2026
Book Page6979/1797
Instrument202671047
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.23%
Max Rate-1%

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 14, 2023
Property Address1790 RAYMOND DR, SAINT CLOUD, FL 34769-5520
Document Number0065190335
Book / Page6519 / 335
Map ReferenceMB 5 PG 53
Instrument DateDec 13, 2023
Instrument2023162642
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1790 RAYMOND DR, SAINT CLOUD, FL 34769-5520

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1790 RAYMOND DR, SAINT CLOUD, FL 34769-5520

Mortgage

Document Number0006519337
DateDec 14, 2023
Instrument6519/337
Lender
NameROYAL PACIFIC FUNDING CORP
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Mortgage

Document Number0065190352
DateDec 14, 2023
Book Page6519/352
Instrument2023162644
Lender
NameROYAL PACIFIC FUNDING CORP
TypeLending Institution
AddressNEWPORT BEACH, CA 92660
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJan 01, 2034

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 27, 2017
Property Address1790 RAYMOND DR, SAINT CLOUD, FL 34769-5520
Document Number0051701974
Book / Page5170 / 1974
Map ReferenceMB5 PG53
Instrument DateJun 20, 2017
Instrument2017093732
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyPARAGON TITLE GROUP INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2541 WINNERS CIR, 2541, KISSIMMEE, FL 34744-3980

Transferred To (Grantee/Buyer)

NameVerified Name
Address7008 CUPSEED LN, HARMONY, FL 34773-6024

Mortgage

Document Number0051701960
DateJun 27, 2017
Instrument5170/1960
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,782.00 (+55.16%)$421,800 (+48.08%) Land $70,000 Building $351,800$421,800 (+13.91%) Land $70,000 Building $351,800
2023$4,371.00 (+3.48%) Homeowner's exemption$284,851 (+3%)$370,300 (+24.18%) Land $55,000 Building $315,300
2022$4,224.00 Homeowner's exemption$276,555$298,200 Land $50,000 Building $248,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire LikelihoodAbout 1 in 431 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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