1975 Raymond Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1975 Raymond Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,540 sqft Heated Area
Lot Size	11,543 sqft (0.264 acres)
Occupancy	Owner Occupied
Last Sale	$365,000 (2022)
Tax Bill	$4,428.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`84977`
Alternative APNs	`142630085500010200` `142630398800010200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,540 sqft Heated Area
Gross Area	2,205 sqft Gross Area
1st Floor	1,540 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,543 sqft (0.264 acres)
Depth X Width	134 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	420 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	140 sqft Shed
Patio Area	200 sqft Patio
Porch	Open Porch
Porch Area	245 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	84977
Old Parcel Number	142630398800010200
Street Address	1975 RAYMOND DR
City	SAINT CLOUD
State	FL
Zip	34769-5545
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LORRAINE ESTATES UNIT 3 PB 5 PG 53 LOT 20
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	LORRAINE EST 1-4
Legal Tract	855
Legal Block	1
Legal Lot Number	20
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2028
Census Tract	43303

Owner

Source: Osceola County records · APN 84977

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1975 RAYMOND DR, SAINT CLOUD, FL 34769-5545
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Feb 16, 1999 · Amount on Record
Deed Doc Number	2022142976
Deed Book / Page	6289 / 1094
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 21, 2022
Property Address	1975 RAYMOND DR, SAINT CLOUD, FL 34769-5545
Document Number	0062891094
Book / Page	6289 / 1094
Map Reference	MB 5 PG 53
Instrument Date	Sep 20, 2022
Instrument	2022142976
Transaction Type	Transfer
Record Updated	Oct 05, 2022
Title Company	PROMINENCE TITLE, PROMINENCE T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 COOSA VIEW LN, 42, BLAIRSVILLE, GA 30512-6213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1975 RAYMOND DR, SAINT CLOUD, FL 34769-5545

Mortgage

Document Number	0062891095
Date	Sep 21, 2022
Instrument	6289/1095

Lender

Name	COLUMBUS CAPITAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,428.00 (+6.11%) Homeowner's exemption	$290,298 (+5.99%)	$294,000 (+7.34%) Land $70,000 Building $224,000
2023	$4,173.00 (+237.08%) Homeowner's exemption	$273,900 (+147.12%) Land $55,000 Building $218,900	$273,900 (+28.53%) Land $55,000 Building $218,900
2022	$1,238.00 Homeowner's exemption	$110,837	$213,100 Land $50,000 Building $163,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.