Osceola County property record for 1970 Raymond Dr, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,686 sqft Heated Area |
| Lot Size | 11,456 sqft (0.262 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $185,300 (2004) |
| Tax Bill | $1,665.00 (2025) |
| Primary APN | 84964 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,686 sqft Heated Area |
| Gross Area | 2,428 sqft Gross Area |
| 1st Floor | 1,686 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,456 sqft (0.262 acres) |
| Depth X Width | 134 ft x 85 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 460 sqft Garage |
| Pool Area | 336 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 366 sqft Deck |
| Porch | Open Porch |
| Porch Area | 282 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 84964 |
|---|---|
| Old Parcel Number | 142630398800010070 |
| Street Address | 1970 RAYMOND DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5500 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LORRAINE ESTATES UNIT 3 PB 5 PG 53 LOT 7 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | LORRAINE EST 1-4 |
| Legal Tract | 855 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 43303 |
Source: Osceola County records · APN 84964
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1970 RAYMOND DR, SAINT CLOUD, FL 34769-5500 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK NA |
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Sep 25, 2020 | Loan Modification, Mortgage · Conventional Mortgage R P FNDG INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2004 · Amount on Record |
| Deed Sale | Jul 23, 2004 · Amount on Record |
| Prior Sale | Mar 04, 1999 · Amount on Record |
| Deed Doc Number | 2004152049 |
| Deed Book / Page | 2565 / 0448 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1970 RAYMOND DR, SAINT CLOUD, FL 34769-5500 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1970 RAYMOND DR, SAINT CLOUD, FL 34769-5500 |
| Document Number | 0068990299 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 6899/299 |
| Instrument | 2025157361 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | KISSIMMEE, FL 34743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1970 RAYMOND DR, SAINT CLOUD, FL 34769-5500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053741102 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 5374/1102 |
| Instrument | 2018114788 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1970 RAYMOND DR, SAINT CLOUD, FL 34769-5500 |
| Document Number | 0058220496 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 1970 RAYMOND DR ST CLOUD FL 347695500, ST CLOUD, FL 34769-5500 |
| Document Number | 0058220496 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 005822/000496 |
| Instrument | 146905 |
| Name | R P FNDG INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 28, 2060 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,665.00 (+7.42%) Homeowner's exemption | $135,915 (+5.99%) | $311,600 (+7.63%) Land $70,000 Building $241,600 |
| 2023 | $1,550.00 (+4.45%) Homeowner's exemption | $128,238 (+3%) | $289,500 (+25.98%) Land $55,000 Building $234,500 |
| 2022 | $1,484.00 Homeowner's exemption | $124,503 | $229,800 Land $50,000 Building $179,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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