189 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 189 Sunset Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,360 sqft · built 1970
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$1,270,000 (Jun 2020)
Tax Bill	$14,739 (2024)
Deeds & Mortgages	Jun 2020 Sale
Flood Zone	Zone VE (high risk)
APN	`00389920-000000`

Property Details

APN / Parcel Number

Primary APN	`00389920-000000`
Alternative APNs	`20643600389920000000` `1478296`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Mansard
Roof Material	Metal
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
View / Lot	Waterfront
Garage Type	Covered
Garage Area	1,040 sqft
Porch	Florida Room
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1478296
Street Address	189 SUNSET DR
City	ISLAMORADA
State	FL
Zip	33036-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 4 LT 25 LOWER MATECUMBE BEACH PB3-34 LOWER MATECMBE KEY OR464-501 OR542-145 OR1631-2424/25 OR2326-53/54T/C OR2326-77 OR2326-78 OR2798-1566/67 OR3028-2318
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	LOWER MATECUMBE BEACH
Legal Block	4
Legal Lot Number	25
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1019
Census Tract	970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7425 SW 102ND ST, PINECREST, FL 33156-3132
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	May 26, 2016 · Amount on Record
Deed Document Number	20202271073
Deed Book / Page	3028 / 2318
Prior Transfer Date	Sep 10, 2007
Prior Transfer Doc	0023260053
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 26, 2020
Property Address	189 SUNSET DR, ISLAMORADA, FL 33036-4230
Document Number	0030282318
Book / Page	003028 / 002318
Instrument Date	Jun 23, 2020
Instrument	2271073
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$8,890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7425 SW 102ND ST PINECREST FL 331563132, PINECREST, FL 33156-3132

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,622,089 (+3.26%) Land $1,455,210 Building $166,879	$1,622,089 (+3.26%) Land $1,455,210 Building $166,879
2024	$14,739.00 (+3.92%)
2023	$14,183.00 (+5.99%)	$1,570,843 (+3.47%) Land $1,428,840 Building $142,003	$1,570,843 (+3.47%) Land $1,428,840 Building $142,003
2022	$13,381.00	$1,518,217 Land $1,374,156 Building $144,061	$1,518,217 Land $1,374,156 Building $144,061

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20