185 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 185 Sunset Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,660 sqft · built 1995
Lot Size0.218 acres (9,485 sqft)
OwnerCompany Name on Record
Last Sale$72,200 (Dec 2006)
Tax Bill$18,860 (2024)
Flood ZoneZone VE (high risk)
APN00389910-000000

Property Details

APN / Parcel Number

Primary APN00389910-000000
Alternative APNs
  • 20643600389910000000
  • 1478288

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories3 Stories
Building Area3,660 sqft Living Area
1st Floor Area3,120 sqft
AtticAttic
Attic Area660 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area9,485 sqft (0.218 acres)
View / LotWaterfront
Garage TypeCarport
Garage Area660 sqft
CarportCarport
Carport Area660 sqft
PorchOpen Porch
Porch Area1,844 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1478288
Street Address185 SUNSET DR
CityISLAMORADA
StateFL
Zip33036-4230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 4 SW 17.43FT LT 23 AND LT 24 LOWER MATECUMBE BEACH LOWER MATECMBE KEY PB3-34 OR542-145 OR1151-1184 OR2258-419R/S OR2463-1158/59 OR2463-1160/62
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionLOWER MATECUMBE BEACH
Legal Block4
Legal Lot Number23,24
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1019
Census Tract970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6535 SW 123RD ST, PINECREST, FL 33156-5554
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2006 · Amount on Record
Deed SaleDec 11, 2006 · Amount on Record
Prior SaleNov 1, 1990 · Amount on Record
Deed Document Number20061617164
Deed Book / Page2258 / 419
Last Transfer DateApr 16, 2010
Transfer Doc0024631158
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,115,301 (+6.59%) Land $1,614,347 Building $500,954$2,115,301 (+6.59%) Land $1,614,347 Building $500,954
2024$18,860.00 (+2.91%)
2023$18,327.00 (+6.09%)$1,984,517 (+2.3%) Land $1,498,156 Building $486,361$1,984,517 (+2.3%) Land $1,498,156 Building $486,361
2022$17,275.00$1,939,963 Land $1,440,819 Building $499,144$1,939,963 Land $1,440,819 Building $499,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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