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178 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 178 Sunset Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 914 sqft · built 1959
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on Record
Last Sale$1,150,000 (Jan 2022)
Tax Bill$10,156 (2024)
Deeds & MortgagesJan 2022 Sale
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00389370-000000

Property Details

APN / Parcel Number

Primary APN00389370-000000
Alternative APNs
  • 20643600389370000000
  • 1477745

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area914 sqft Living Area
Gross Area1,354 sqft
1st Floor Area914 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2009
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotCanal
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

Pool Area450 sqft
PorchUnfinished Open Porch
Porch Area912 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1477745
Street Address178 SUNSET DR
CityISLAMORADA
StateFL
Zip33036-4227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 3 LT 20 LOWER MATECUMBE BEACH LOWER MATECMBE KEY PB3-34 OR335-444 OR755-1750 OR810-881 OR902-107 OR902-108 OR902-109 OR946-2061 OR3114-2031 OR3147-1975
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionLOWER MATECUMBE BEACH
Legal Block3
Legal Lot Number20
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1019
Census Tract970900

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7929 SW JACK JAMES DR, STUART, FL 34997-7243
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 26, 2021Warranty Deed, Transfer · Seller Carry-Back
DEBORAH LEHMAN
Jun 25, 2019Deed of Trust, Mortgage · ARM
PROFESSIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2022 · Amount on Record
Deed SaleJan 7, 2022 · Amount on Record
Prior SaleJul 26, 2021 · Amount on Record
Deed Document Number20222356095
Deed Book / Page3147 / 1975
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 7, 2022
Property Address178 SUNSET DR, ISLAMORADA, FL 33036-4227
Document Number0031471975
Book / Page3147 / 1975
Map ReferenceMB 3 PG 34
Instrument DateJan 7, 2022
Instrument2356095
Transaction TypeTransfer
Record UpdatedJan 24, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$8,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2860 GREENBRIAR BLVD, 2860, WELLINGTON, FL 33414-7156

Transferred To (Grantee/Buyer)

NameVerified Name
Address7929 SW JACK JAMES DR, STUART, FL 34997-7243

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 26, 2021
Property Address178 SUNSET DR, ISLAMORADA, FL 33036-4227
Document Number0031142031
Book / Page3114 / 2031
Map ReferenceMB 3 PG 34
Instrument DateJul 23, 2021
Instrument2331796
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyCORAL REEF TITLE COMPANY, CORAL REEF TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,825.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10885 SW 82ND AVE, 10885, MIAMI, FL 33156-3506

Transferred To (Grantee/Buyer)

NameVerified Name
Address2860 GREENBRIAR BLVD, WELLINGTON, FL 33414-7156

Mortgage

Document Number31142033
DateJul 26, 2021
Instrument3114/2033
Lender
NameDEBORAH LEHMAN
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term36 Months
DueJul 23, 2024

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address178 SUNSET DR, ISLAMORADA, FL 33036-4227
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029712012
DateJun 25, 2019
Book Page2971/2012
Instrument2226139
Lender
NamePROFESSIONAL BANK
TypeBank
AddressMIAMI, FL 33134
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.75%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2026
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change9.75%
Index1-Year CMT
Max Rate9.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,113,793 (+5.34%) Land $879,105 Building $234,688$1,113,793 (+5.34%) Land $879,105 Building $234,688
2024$10,156.00 (+0.35%)
2023$10,121.00 (+10.43%)$1,057,330 (+12.18%) Land $834,300 Building $223,030$1,057,330 (+12.18%) Land $834,300 Building $223,030
2022$9,165.00$942,505 Land $729,240 Building $213,265$942,505 Land $729,240 Building $213,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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