193 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 193 Sunset Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,184 sqft · built 2019
Lot Size	0.274 acres (11,940 sqft)
Owner	Individual Name on Record
Last Sale	$2,500,000 (May 2019)
Tax Bill	$19,317 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00389930-000000`

Property Details

APN / Parcel Number

Primary APN	`00389930-000000`
Alternative APNs	`20643600389930000000` `1478300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,255 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2019
Exterior Material	Other
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	11,940 sqft (0.274 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	598 sqft
Porch	Open Porch
Porch Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1478300
Old Parcel Number	20643600389930000000
Street Address	193 SUNSET DR
City	ISLAMORADA
State	FL
Zip	33036-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 4 LOT 26 AND NELY 30FT LOT 27 LOWER MATECUMBE BEACH LOWER MATECMBE PB3-34 AND KEY NWLY 15FT(LESS THE NELY 18FT THEREFROM)
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	LOWER MATECUMBE BEACH
Legal Block	4
Legal Lot Number	26-27
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1019
Census Tract	970900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	193 SUNSET DR, ISLAMORADA, FL 33036-4230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Aug 26, 2014 · Amount on Record
Deed Document Number	2218654
Deed Book / Page	2962 / 1680
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 6, 2019
Property Address	193 SUNSET DR, ISLAMORADA, FL 33036-4230
Document Number	0029621680
Book / Page	2962 / 1680
Map Reference	MB 3 PG 34
Instrument Date	Apr 22, 2019
Instrument	2218654
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 SUNSET DR, ISLAMORADA, FL 33036-4230

Mortgage

Document Number	0029621682
Date	May 6, 2019
Book Page	2962/1682
Instrument	2218655

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,223,291 (+5.99%)	$2,708,357 (+6.03%) Land $1,768,195 Building $940,162
2024	$19,317.00 (+0.69%)
2023	$19,185.00 (+1.97%) Homeowner's exemption	$2,097,702 (+3%)	$2,554,256 (+3.31%) Land $1,687,764 Building $866,492
2022	$18,814.00 Homeowner's exemption	$2,036,604	$2,472,373 Land $1,605,644 Building $866,729

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20